




531 S 55th St, Philadelphia, PA, 19143
About This Home
Still updating images and putting on the final touches but....Welcome to this exceptional newly renovated home in Philadelphia’s desirable Cobbs Creek neighborhood, where thoughtful design, upscale finishes, and flexible living space come together beautifully. The main level features stunning new hardwood flooring throughout, a bright open-concept floor plan, and a center sliding glass door that fills the space with natural light and creates a seamless connection to the large, fully fenced backyard. At the heart of the home is an impressive chef’s kitchen featuring a massive center island, tasteful designer backsplash, high-end built-in wall oven, stainless steel appliances, abundant cabinetry, and sleek contemporary finishes ideal for both everyday living and entertaining. The fully finished walkout basement offers valuable additional living space, including an extra bedroom and full bathroom, with direct access to the backyard. This flexible lower level is ideal for guests, extended family, a home office, fitness area, or entertainment space. Upstairs, the luxurious primary suite delivers a truly distinctive retreat. The spa-inspired bathroom showcases a freestanding eggshell soaking tub, an oversized glass-enclosed shower, imported tile, modern fixtures, and sophisticated designer details. Conveniently located near University City, the University of Pennsylvania, major hospitals, Delaware County, and Center City, the property also offers easy access to Cobbs Creek Park and trails, Baltimore Avenue restaurants and neighborhood businesses, Clark Park, Malcolm X Memorial Park, SEPTA transportation, and many of West Philadelphia’s most popular destinations. With its striking renovation, spacious backyard, flexible finished basement, high-end kitchen, and show-stopping primary suite, this move-in-ready home offers the style, space, and location today’s buyers are searching for.
Getting Around
Schools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Block,Brick/Mortar
- Construction materials: Masonry
Type & Style
- Home type: Townhouse
- Architectural style: Colonial
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area above ground: 2,412
Heating & Cooling
- Heating features: Hot Water,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,412
- Total interior livable area: 2,412 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 463187600
- Zoning: RSA5
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1,552 sqft
- Lot size dimensions: 16.00 x 97.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,377 | $28,524 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $477 | $5,724 |
| Electricity | $264 | $3,175 |
| Total | $3,277 | $39,324 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $470,110 |
| 2025-06-18 | Sold | $165,000 |
| 2013-06-05 | Sold | $124,000 |
| 2013-03-19 | Listed for sale | $115,000 |
| 2009-11-10 | Sold | $100,000 |
| 2009-07-31 | Sold | $100,000 |
| 2008-11-18 | Sold | $60,000 |
