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518 S 55th St, Philadelphia, PA, 19143

4beds
3baths
1,416sqft
$269,900
$191price/sqft
$1,946/moest. monthly cost
$77,840/yrincome needed

About This Home

Welcome to 518 S. 55th Street, Philadelphia, PA! 4 Bedrooms and 3 full baths! This beautifully renovated home combines timeless character with modern luxury in one of West Philadelphia's most desirable neighborhoods. From the striking stone-front façade to the inviting covered front porch, every detail creates a warm first impression and the perfect place to enjoy your morning coffee or relax in the evening. Step inside to a spacious, sun-filled living room featuring recessed lighting and beautifully preserved original architectural details, including the home's classic staircase and woodwork. The oversized dining room provides plenty of space for a large dining table, making it ideal for holiday gatherings and entertaining family and friends. The stunning kitchen is designed to impress with custom cabinetry, elegant stone countertops, a large stainless steel sink, premium stainless steel appliances, and a gorgeous stone accent wall and backsplash that creates a sophisticated designer look. Large windows flood the space with natural light, making it bright, open, and inviting. Upstairs, you'll find three generously sized bedrooms filled with natural sunlight, ceiling fans for year-round comfort, and preserved character throughout. Two beautifully renovated full bathrooms showcase luxury finishes, modern fixtures, and elegant tilework that create a spa-like experience. The fully finished basement expands your living space with a beautifully appointed luxury full bathroom featuring high-end tile finishes. Whether you envision a media room, game room, man cave, home gym, or children's play area, this versatile space offers endless possibilities. Recessed lighting throughout gives the lower level a bright and welcoming feel. Comfort and efficiency set this home apart. Mini-split heat pump systems provide individually controlled climate zones throughout the house, allowing you to heat or cool only the rooms you're using for increased comfort and energy savings. Even better, the home includes a fully owned solar panel system connected to the electrical grid, helping significantly reduce monthly utility costs while adding long-term value. With quality renovations, luxury finishes, energy-efficient upgrades, abundant natural light, and move-in-ready condition, this exceptional home offers the perfect combination of style, comfort, and savings. Don't miss your opportunity to make this beautiful Philadelphia home your own—schedule your private showing today!

Getting Around

65
WalkingSomewhat Walkable
72
TransitExcellent Transit
92
BikeBiker's Paradise

Schools

6/10
Hamilton Andrew SchoolGrades K-80.3 mi
2/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Slab
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional,Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,416

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Zoned,Ductless,Electric

Interior Area

  • Total structure area: 1,416
  • Total interior livable area: 1,416 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 463194900
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,178 sqft
  • Lot size dimensions: 15.00 x 79.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$91$1,092
Property Taxes $267$3,204
Electricity $224$2,692
Total$1,946$23,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,720/yr
40% on housing$58,380/yr
45% on housing$51,893/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 19143$127
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19143$186
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$269,900
2025-06-30Sold$125,000
2025-06-06Pending sale$135,000
2025-06-03Price change$135,000
2025-05-23Listed for sale$150,000

For Sale by Agent

AgentEric Andrew Cui
BrokerageEXP Realty, LLC

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