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522 Driftwood Dr, Jacksons Gap, AL, 36861

3beds
2baths
1,338sqft
$649,900
$486price/sqft
$3,821/moest. monthly cost
$152,840/yrincome needed

About This Home

Discover luxury Lake Martin living in this 3BR/2BA waterfront retreat featuring an open-concept floor plan. Enjoy panoramic lake views from the expansive screened porch and open deck. A detached climate-controlled building offers flexible use as a guest suite, office, or storage. Easy, no-stairs access to the water via a beautiful rock pathway leads to a Sea-Doo lift and lakeside storage building. Located less than a mile from Smith Mountain Fire Tower hiking trails and D.A.R.E. Power Park, offering a boat launch, piers, playground, and outdoor recreation. Perfect as a full-time residence or luxury Lake Martin getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
4/10
Dadeville High SchoolGrades 6-124.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Flooring: Wood,Tile

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,338
  • Total interior livable area: 1,338 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 1502100001040.0140

Features

  • Stories: 1
  • Patio & porch: Screen Porch,Deck
  • Exterior features: Rain Gutters,Shrubs
  • Has view: Yes
  • On waterfront: Yes
  • Waterbody name: Lake Martin

Lot

  • Lot size: 0.44 Acres
  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Tornado
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$166$1,992
Property Taxes $129$1,548
Electricity $240$2,881
Total$3,821$45,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,005/yr
40% on housing$114,630/yr
45% on housing$101,893/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 36861$449
Tallapoosa County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 36861$391
Tallapoosa County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$625,000
2026-06-08Listed for sale$649,900
2012-07-05Listing removed$144,500
2012-06-30Price change$144,500
2012-05-04Listed for sale$185,000

For Sale by Agent

AgentAmber Blackburn
BrokerageeXp Realty LLC - Central

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