See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

876 Ridge Rd, Dadeville, AL, 36853

6beds
4baths
4,196sqft
$1,995,000
$475price/sqft
$12,756/moest. monthly cost
$510,240/yrincome needed

About This Home

Wake up to one of the most breathtaking views on Lake Martin! With BRAND NEW SIDING and FRESH PAINT, NEW WINDOWS. This spacious 6-bedroom, 4-bathroom lakefront home is nestled on nearly 2.5 acres, offering incredible privacy, stunning water views, and room for the whole family--plus guests! Designed with comfort in mind, the home features three bedrooms and two full bathrooms on the main level, along with a cozy living space and kitchen. Downstairs, you'll find an additional three bedrooms, two bathrooms, a second living area, and another full kitchen--ideal for multi generational living or large gatherings! This home strikes the perfect balance between rustic charm and laid-back lake life. It's not overly modern, but warm and inviting just the way a lake house should be. Step outside to enjoy the breathtaking views of Lake Martin from your dockside tiki hut, take the golf cart or ATV down the path to the lake or take advantage of the boathouse with multiple slips and a spacious dock ready for all your water adventures. With its generous lot size and unbeatable location with NO HOA, this property offers a rare opportunity to own a true lakefront getaway that's perfect for making memories. Whether you're looking for a family retreat or an investment in lake life, this one has it all!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
4/10
Dadeville High SchoolGrades 6-125.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Basement
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,196
  • Total interior livable area: 4,196 sqft

Property

Details

  • Parcel number: 1506230001004.0220

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Pier,Boat Slip,Boat House
  • Waterbody name: Lake Martin

Lot

  • Lot size: 2.41 Acres
  • Features: Views

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Tornado
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$865$10,380
Property Taxes $1,335$16,020
Electricity $469$5,634
Total$12,756$153,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$437,348/yr
40% on housing$382,680/yr
45% on housing$340,160/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$475This listing

vs Other Active Listings

Avg $/sqft

ZIP 36853$275
Tallapoosa County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 36853$290
Tallapoosa County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$2,200,000
2025-12-01Listing removed$2,200,000
2025-07-11Listed for sale$2,200,000
2013-04-16Sold$260,000

For Sale by Agent

AgentWindy-Mindy Team
BrokerageLake Martin Vibe Realty

Similar Homes