




30680 County Road 12, Somerset, CO, 81434
About This Home
The River House in Somerset, Colorado, stands as a distinguished mountain property blending rustic charm and modern sophistication. Set in a stunning location on 146 acres at the headwaters of the North Fork of the Gunnison River, this home provides plenty of space for families and groups, and offers direct access to one of Colorado’s most prestigious outdoor recreation areas. Main home provides over 7,800sf of living space with 4 bedrooms and 5 bathrooms plus additional rooms that would accommodate guests and a one bedroom, one bath caretaker’s apartment attached but separate from the main living area. There is an additional detached log cabin with one bedroom, one bath, and a loft with two beds. Two attached garages providing space for up to five cars or lots of toys. Property is bordered by BLM and National Forest on three sides and features 1,200 ft of both sides of the river and a one acre stocked pond. Direct access to hiking, biking, fishing, horseback riding, and big game hunting in Colorado GMU’s 53 and 521. Year round paved access to the property located one mile from Paonia Reservoir on the scenic “West Elk Loop” within convenient proximity to Paonia and nearby communities, combining accessibility with a sense of seclusion. Furnishings are negotiable. Adjacent to The River House is the Kebler Corner campground and RV park, owned by the same family and also offered for sale providing an opportunity to combine the properties for a corporate retreat or event center. Located just over an hour to Montrose airport, 90 miles to Grand Junction Regional Airport, 82 miles to Eagle County Regional Airport.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Roof: Metal
- Construction materials: Wood,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Stick Built
Interior
Basement
- Has basement: Yes
- Basement: Finished,Insulated
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 7
- Full bathrooms: 3
- 3/4 bathrooms: 2
- 1/2 bathrooms: 2
Cooling
- Cooling features: Ductless
Dining Room
- Features: Breakfast Nook,Living Room Dining
Features
- Window features: Double Pane Windows
- Flooring: Carpet-Partial,Hardwood,Tile
- Fireplace features: Den/Family Room,Living Room
- Fireplace: Yes
Interior Area
- Total structure area: 8,637
- Total interior livable area: 8,637 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 318300003001
- Zoning description: Agriculture
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: Mountain(s),Valley
- Has water view: Yes
- Water view: Lake/Pond/Reservoir
- Waterfront features: Creek,Lake/Reservoir,Pond,River Front
- Horses can be raised: Yes
Lot
- Lot size: 146.08 Acres
- Features: Borders Public Land,Cleared,Pasture,Wooded
Parking
- Total spaces: 5
- Parking features: Attached Garage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Inland Flooding
- Landslide
- Lightning
- Wildfire
- Drought
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $22,754 | $273,048 |
| Home Insurance * | $308 | $3,696 |
| Property Taxes | $1,162 | $13,944 |
| Electricity | $652 | $7,824 |
| Total | $24,876 | $298,512 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-21 | Listed for sale | $4,500,000 |
