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401 Church St, Kit Carson, CO, 80825

3beds
2baths
1,628sqft
$199,000
$122price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

Welcome to 401 Church Street-an impeccably maintained, open-concept home offering 3 bedrooms and 2 full bathrooms. The vaulted ceilings in the living room create a bright, spacious feel that flows seamlessly into a thoughtfully designed kitchen, making the home feel both comfortable and elevated. The primary suite features a large walk-through closet and a private full bath.Upstairs, a versatile loft overlooks the main living area while still offering a sense of privacy-perfect for a second living space, home office, or hobby area. The functional layout includes two bedrooms on the main level and a third upstairs, providing flexibility for a variety of needs.Situated on a large corner lot, the property boasts a fully fenced backyard, established shade trees, underground front yard sprinklers, and beautifully maintained landscaping. Additional highlights include off-street parking with ample space for RVs or extra vehicles, as well as permanent under-eave lighting that adds a special ambiance in the evenings. It has a metal roof and siding on the North side of the house for easy maintenance. This home truly offers the space, comfort, and features you've been waiting for. Click through the virtual tour now!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Metal
  • Construction materials: Frame,Metal Siding,Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave,Water Purifier Owned
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Cathedral Ceiling(s),Open Floorplan,Kitchen Island
  • Window features: Window Coverings
  • Finished area below ground: 0
  • Finished area above ground: 1,628

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,628 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main

Property

Details

  • Parcel number: 336104304012
  • Zoning: Res
  • Special condition: Private Owner
  • Exclusions: washer/dryer,freezer

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Sprinkler System
  • Fencing: Wood

Lot

  • Lot size: 9,750 sqft
  • Features: Corner Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Drought
Lightning
Strong Wind
Inland Flooding
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$267$3,204
Property Taxes $67$804
Electricity $186$2,232
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 80825$795
Cheyenne County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 80825
Cheyenne County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$208,000
2026-04-09Listed for sale$210,000
2025-06-06Sold$180,000
2019-02-28Sold$90,000
2016-09-16Sold$80,500
2011-01-31Sold$25,500

For Sale by Agent

AgentRobbie King
BrokerageRocking X Land Company

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