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620 N Taylor Street, Gunnison, CO, 81230

7beds
4baths
2,650sqft
$785,000
$296price/sqft
$4,432/moest. monthly cost
$177,280/yrincome needed

About This Home

Exceptional income-producing opportunity in the heart of Gunnison. This versatile three-unit multi-family property offers strong rental history with current leases in place and an unbeatable location adjacent to the hospital, just minutes from Western Colorado University and downtown Gunnison. Walk or bike to restaurants, shopping, campus, parks, and everyday amenities. The property features three distinct living spaces that provide excellent tenant flexibility and strong income potential. The front house offers 2 bedrooms, 1 bathroom, private yard space, and desirable street frontage creating a true single-family feel. The efficient middle unit features a private entrance, small fenced yard area, 1 bedroom, 1 bathroom, and an updated kitchen that maximizes functionality and appeal. At the rear of the property, the newer-style back house includes 4 bedrooms, 2 bathrooms, alley access, ample parking, and durable concrete flooring ideal for long-term rental use. A detached garage provides valuable additional storage for owners or tenants. With multiple units, strong rental demand, and a highly walkable location near campus and downtown, this is an outstanding opportunity for investors or owner-occupants seeking supplemental income in the Gunnison market.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

8/10
6/10
Gunnison Middle SchoolGrades 6-80.8 mi
4/10
Gunnison High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1882

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Dryer,Exhaust Fan,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Basement-dug out,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Eat-in Kitchen,Living Room Dining

Features

  • Flooring: Other,Stained/Stamped Concrete,Wood

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,650 sqft

Property

Details

  • Parcel number: 370136339017
  • Zoning description: Residential,Residential Multi Family

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage type: N Taylor Street
  • Frontage length: 75'-100' Frontage

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot
  • Lot size dimensions: 75 x 125

Parking

  • Total spaces: 5
  • Parking features: 2-10 Total Spaces,Common,Gravel,In Rear of Building,Off Street,On Street,Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,969$47,628
Home Insurance *$61$732
Property Taxes $202$2,424
Electricity $200$2,400
Total$4,432$53,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,954/yr
40% on housing$132,960/yr
45% on housing$118,186/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 81230$302
Gunnison County$572

vs Homes Sold Last Month

Median $/sqft

ZIP 81230
Gunnison County$701

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$785,000
2022-04-15Sold$650,000
2021-02-28Listing removed--
2021-01-31Listed for sale$549,000
2015-05-05Sold$286,000

For Sale by Agent

AgentBrian Cooper
BrokerageBluebird Real Estate, LLC

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