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398 F Ave, Limon, CO, 80828

3beds
2baths
1,620sqft
$292,000
$180price/sqft
$2,169/moest. monthly cost
$86,760/yrincome needed

About This Home

Spacious single-level, 3 bed, 2 bath home situated on a corner lot with mature trees and attractive curb appeal. The exterior features decorative stone accent details, established landscaping, and a welcoming curved front entry patio. Inside, the open-concept layout offers generous living and gathering spaces with updated flooring, abundant natural light, and a comfortable flow throughout. The spacious living area opens into an updated cooking and dining space featuring quartz countertops, painted solid wood cabinetry, updated tile backsplash, stainless steel double sink, ample prep and storage space, and a large butcher block center island with seating. The primary bedroom suite offers a bright and comfortable retreat with updated flooring, multiple windows, and adjoining bath access. Two additional bedrooms provide flexible space for guests, office, hobbies, or everyday living. The attached oversized garage provides excellent space for parking, storage, hobbies, or workshop use. Equipped with a heating and cooling mini split, the space can be enjoyed comfortably year-round. Convenient interior stair access connects the garage directly to the home. Established trees provide shade throughout the backyard, while offering flexibility for gardening, pets, or recreation. Backyard includes detached storage shed with built-in shelving and electricity. Gated side yard access adds convenience and flexibility. All these thoughtful updates and the functional living spaces make this property move-in ready and easy to enjoy!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Limon Elementary SchoolGrades K-50.4 mi
7/10

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1989

Materials

  • Foundation: Other
  • Roof: Composite Shingle
  • Construction materials: Alum/Vinyl/Steel,Stucco,See Prop Desc Remarks

Other

  • Builder name: Champion Homes

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Mobile Home,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • See Prop Desc Remarks
  • Flooring: Carpet,Tile,Vinyl/Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,620

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Other

  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 258517322009

Features

  • Fencing: Back Yard,See Remarks

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Drought
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,476$17,712
Home Insurance *$396$4,752
Property Taxes $111$1,332
Electricity $186$2,232
Total$2,169$26,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,365/yr
40% on housing$65,070/yr
45% on housing$57,840/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 19.6%
19.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 80828$604
Lincoln County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 80828
Lincoln County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$292,000
2021-06-30Sold$262,000
2021-03-17Sold$177,500
2018-07-03Sold$170,000
2008-07-14Sold$105,000

For Sale by Agent

AgentRuth McMillen ABR MRP PSA
BrokerageSkipping Rock Realty

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