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426 3rd Street, Hugo, CO, 80821

3beds
1baths
1,485sqft
$129,900
$87price/sqft
$1,059/moest. monthly cost
$42,360/yrincome needed

About This Home

Charming opportunity in the heart of Hugo! This 3-bedroom, 1-bath home also features a second bathroom currently in the process of being installed, offering even more potential for future value. The exterior of the home is in fantastic condition, and the fully fenced backyard provides a wonderful space for pets, gardening, entertaining, or simply relaxing outdoors. A standout feature is the oversized two-car garage, perfect for extra storage, a workshop, hobby space, or additional parking. Inside, remodeling has already been started, giving the next owner a head start on bringing this home to life. While the renovation was not completed, the possibilities are endless for someone ready to add their own style and finishing touches. If you’ve ever dreamed of owning a fixer-upper with great bones and tons of potential, this could be the perfect project to create an adorable home full of character and charm! Call to schedule your showing!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
Genoa-Hugo SchoolGrades PK-120.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Cement Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer

Bathroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,485

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,485
  • Total interior livable area: 1,485 sqft

Property

Details

  • Parcel number: 279732315005
  • Special condition: Standard
  • Exclusions: There Are None

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$168$2,016
Property Taxes $49$588
Electricity $186$2,232
Total$1,059$12,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,308/yr
40% on housing$31,770/yr
45% on housing$28,240/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 19.6%
19.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 80821$125
Lincoln County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 80821
Lincoln County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$129,900
2026-06-30Pending sale$129,900
2026-06-25Price change$129,900
2026-05-14Listed for sale$135,000
2001-11-06Sold$75,000

For Sale by Agent

AgentTimothy Andersen
BrokerageGordon Real Estate Group

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