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940 Wilson St, Craig, CO, 81625

3beds
2baths
2,708sqft
$419,500
$155price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

Nestled in the highly sought-after Thompson Hill area, this charming 3-bedroom, 2-bath home offers space, character, and incredible potential on a beautifully landscaped oversized lot....all on the main level. Set on a huge fenced yard, the property is a gardener's dream with abundant landscaping and a large greenhouse ready for year-round growing. The driveway can be closed off for added privacy and leads to an impressive deep 6-car garage with a durable cement floor—perfect for car enthusiasts, hobbyists, or extra storage. A beautiful side entrance welcomes you into the farmhouse-style kitchen featuring warm hardwood floors and a layout that flows seamlessly into a large enclosed sun porch—ideal for morning coffee or relaxing evenings surrounded by natural light. Upstairs, the spacious living area showcases a stunning rock fireplace and expansive windows that fill the room with natural light. Upstairs, an additional sun/reading room provides even more cozy space to unwind. on the main floor, the large primary suite offers direct access through a sliding glass door to your private hot tub, along with an en suite bath featuring a skylight for added brightness and charm. Downstairs offers exceptional flexibility—perfect for a family room, potential fourth bedroom, craft space, or workshop to suit your needs. With solid bones, generous square footage, and room to update and personalize, this Thompson Hill gem is ready for you to make it your own while enjoying space, privacy, and a truly special setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Craig Middle SchoolGrades 6-82.5 mi
4/10
Moffat County High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Composition,Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Hot Water,Electric

Interior Area

  • Total structure area: 2,708
  • Total interior livable area: 2,708 sqft

Property

Details

  • Parcel number: 085512313026
  • Zoning: Res
  • Exclusions: Washer,Dryer

Features

  • Levels: Split Level

Lot

  • Lot size: 0.32 Acres
  • Features: Landscaped

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Wildfire
Inland Flooding
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,121$25,452
Home Insurance *$195$2,340
Property Taxes $181$2,172
Electricity $204$2,453
Total$2,701$32,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 81625$221
Moffat County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 81625$178
Moffat County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$419,500
2026-02-14Listed for sale$449,500

For Sale by Agent

AgentCobb Team
BrokerageCornerstone Realty LTD.

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