See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

66 Blue Stem, Ridgway, CO, 81432

3beds
3baths
2,914sqft
$1,180,000
$405price/sqft
$6,693/moest. monthly cost
$267,720/yrincome needed

About This Home

Discover your dream property in the heart of Ridgway, Colorado! This stunning 2,914-square-foot custom home, among tall Ponderosa Pine trees, built in 2002, was designed with quality, comfort, and sustainability in mind. Constructed with energy-efficient SIP panels, the home features radiant floor heating and a cozy wood-burning stove—perfect for chilly Colorado evenings. Recent upgrades include new paint throughout, elegant tile flooring, and bamboo floors throughout the main living areas, seamlessly blending timeless style with modern comfort. Solar panels and LED lighting help reduce utility costs, while a highly productive private water well ensures reliable, cost-effective water. Step out onto the upper-level deck to take in the breathtaking views or entertain guests. The upper level features a kitchen with updated stainless steel appliances, a pantry, vaulted ceilings, and a wood-burning stove. The primary bedroom offers a walk-in closet with abundant storage and natural light, and the bathroom includes new lighting, a shower enclosure, and a double-sink vanity. The lower level boasts a spacious studio that can serve as an additional bedroom, family/media room, mother-in-law suite, or hobby/craft area. The laundry/mud room includes a utility sink, ample cabinetry, and direct outdoor access. A large unheated storage room with shelving and a wine cellar enhances the home’s functionality. A brightly painted bathroom features a shower enclosure and excellent lighting, while the additional bedroom and office benefit from high-speed Clearnetwork Fiber Internet. Perfectly located near the Divide Golf Course, the property balances activity and leisure. Montrose Regional Airport is just 38 minutes away, with Telluride only 58 minutes distant—offering both convenience and privacy. Adding tremendous value, the property includes a massive 1800-square-foot workshop/garage built with energy-efficient SIP panels. Measuring approximately 32x56 feet, it offers covered parking on both sides, in-floor heat, a wood-burning stove, 220V power, a half bath, and two 12-foot overhead doors—ideal for hobbies, storage, or a serious workshop. Surrounded by breathtaking mountain views, this property delivers the perfect combination of privacy, space, sustainable features, and versatility. Whether you’re seeking a permanent residence, a mountain getaway, or a property with extensive work and storage options, this Ridgway gem is a rare opportunity to own a true Colorado retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Ridgway Elementary SchoolGrades PK-54.6 mi
9/10
Ridgway Middle SchoolGrades 6-84.3 mi
7/10
Ridgway High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter,Stemwall
  • Roof: Architectural Shingles
  • Construction materials: Concrete/Block,Wood Frame,Cedar,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Top,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/4 bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Features: Living Room Dining

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Pantry,Walk-In Closet(s),Fitness Room,Game Room,Media Room,Mud Room,Wine Room
  • Window features: Window Coverings,Wood Frames
  • Flooring: Bamboo,Carpet-Partial,Tile,Vinyl
  • Fireplace features: Living Room,Wood Stove
  • Fireplace: Yes
  • Finished area above ground: 2,914

Interior Area

  • Total structure area: 2,914
  • Total interior livable area: 2,914 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 425725303002
  • Zoning description: Residential Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 19.11 Acres
  • Features: Corners Marked,Near Golf Course,Wooded

Parking

  • Total spaces: 8
  • Parking features: Detached Garage,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 8
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Avalanche
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$273$3,276
Property Taxes $235$2,820
Electricity $219$2,639
Total$6,693$80,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,474/yr
40% on housing$200,790/yr
45% on housing$178,480/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 7.3%
7.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 81432$526
Ouray County$522

vs Homes Sold Last Month

Median $/sqft

ZIP 81432$387
Ouray County$468

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$1,180,000
2025-09-06Listed for sale$1,220,000
2024-11-27Listing removed$998,500
2024-09-05Price change$998,500
2024-08-09Price change$1,125,000
2024-05-21Listed for sale$1,150,000
2024-04-30Listing removed--
2024-04-17Price change$1,175,000
2024-04-09Price change$1,195,000
2024-02-20Listed for sale$1,250,000
2021-04-27Sold$849,000
2020-12-09Listed for sale$849,000

For Sale by Agent

AgentMandy Powell
BrokerageNorris-Phillips Real Estate, LLC

Similar Homes