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520 Redcliff Cir #G-101, Ridgway, CO, 81432

1beds
1baths
637sqft
$309,500
$486price/sqft
$1,883/moest. monthly cost
$75,320/yrincome needed

About This Home

Affordable Living in the Heart of Ridgway - Gateway to Ouray & Telluride! Discover an exceptional opportunity to own a thoughtfully designed and highly efficient condo in one of Colorado's most desirable mountain communities. Perfectly positioned for easy walking and biking access to downtown Ridgway, this inviting lower-level unit offers the ideal blend of convenience, comfort, and affordability--an increasingly rare find in the San Juan Mountain region. Step inside to a smart, functional layout that maximizes every square foot.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
Ridgway Elementary SchoolGrades PK-50.8 mi
9/10
Ridgway Middle SchoolGrades 6-80.8 mi
7/10
Ridgway High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: 13 - 20 Yrs
  • Year built: 2009

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Masonite,Stucco,Wood (Natural),Wood (Painted)

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Elec Oven/Range,Microwave,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Lofts: None
  • Window features: Window Coverings

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 637
  • Total interior livable area: 637 sqft

Property

Details

  • Parcel number: 430516105009
  • Zoning description: Residential

Features

  • Patio & porch: Patio/Deck
  • Exterior features: Lawn Sprinkler
  • Has view: Yes
  • View description: Mountains,Valley

Lot

  • Features: Borders Open Space,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Open
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Winter Weather
Avalanche
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,565$18,780
Home Insurance *$71$852
Property Taxes $61$732
Electricity $186$2,232
Total$1,883$22,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,560/yr
40% on housing$56,490/yr
45% on housing$50,213/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 7.3%
7.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 81432$557
Ouray County$542

vs Homes Sold Last Month

Median $/sqft

ZIP 81432$387
Ouray County$468

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$334,000
2021-04-15Sold$163,000

For Sale by Agent

AgentTodd R Schroedel
BrokerageUnited Country Sneffels Realty

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