529 4th Street, Ouray, CO, 81427
About This Home
An exceptional home in the heart of Ouray, also known as the “Switzerland of America”. Ouray is famous for its stunning mountain views, outdoor recreation and vibrant community. This property is one block from downtown Ouray where you can enjoy local shops, restaurants and art galleries. This rare gem has character with thoughtful modern upgrades to create a warm, welcoming and highly functional living space. The open floor plan is designed for comfortable living, allowing for easy flow between the living, dining and kitchen areas. The stylish and durable granite countertops in the kitchen add both beauty and practicality. Enjoy comfortable airflow with ceiling fans in every bedroom, living room and foyer. Natural light pours in through the skylight, creating a bright and airy feel in the top bedroom. Cozy up to either the wood burning or electric fireplaces. The decorative leaded glass windows along the stairwell add timeless elegance and charm. There is ample storage for all your mountain living essentials. The heated garage is ideal for year-round use. The high-quality hail resistant roof, metal fencing and durable siding were recently installed making this home very low maintenance. Relax and enjoy the fresh mountain air from multiple outdoor spaces. Easy lawn and garden maintenance with an automated sprinkler system. This home is move in ready with upscale finishes in one of the most scenic towns of the Rockies!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1898
Materials
- Foundation: Stemwall
- Roof: Metal
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Convection Oven,Range Top,Refrigerator,Washer
- Laundry features: W/D Hookup
Basement
- Has basement: Yes
- Basement: Basement-below grade,Crawl Space,Insulated
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Cooling
- Cooling features: Ceiling Fan(s)
Dining Room
- Features: Kitchen Bar,Living Room Dining
Features
- Part Furnished,Ceiling Fan(s),Sound System,Granite Counters,Pantry,Central Vacuum,Mud Room
- Window features: Window Coverings,Skylight(s),Double Pane Windows,Skylight,Wood Frames
- Flooring: Carpet-Partial,Hardwood,Tile
- Fireplace features: Den/Family Room
- Fireplace: Yes
Interior Area
- Total structure area: 4,526
- Total interior livable area: 4,526 sqft
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 451531109005
- Zoning description: Residential Single Family
Features
- Levels: Three Story
- Stories: 3
- Patio & porch: Covered Porch,Deck,Patio
- Exterior features: Balcony,Landscaping,Lawn Sprinklers
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 6,969 sqft
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Door Opener,Heated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
- Lightning
- Winter Weather
- Avalanche
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,647 | $163,764 |
| Home Insurance * | $606 | $7,272 |
| Property Taxes | $539 | $6,468 |
| Electricity | $341 | $4,100 |
| Total | $15,133 | $181,596 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $2,699,000 |
| 2025-09-11 | Price change | $2,899,000 |
| 2025-07-02 | Listed for sale | $2,999,000 |
| 2012-07-17 | Sold | $850,000 |
| 2012-05-22 | Listed for sale | $899,000 |
| 2011-09-30 | Listing removed | $899,000 |
| 2011-08-02 | Listed for sale | $899,000 |
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