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1254 Champ Lane, Ouray, CO, 81427

2beds
2baths
1,207sqft
$699,000
$579price/sqft
$4,016/moest. monthly cost
$160,640/yrincome needed

About This Home

This is a special offering. Perfect for the people who need a getaway in a cool, beautiful place. This completely remodeled in 2022, town home sits right on the Uncompahgre River. The finishings and furnishings are top of the line. The location is perfect, within walking distance to all the shops, restaurants and attractions in town. Best of all, the hot springs pool is across the street. The two bedroom, bath and a half unit, is three stories and has a one car attached garage. The great room, on the second floor, has a very nice deck with a red umbrella and patio table and chairs, pellet stove to keep it toasty in the winter, upgraded lighting and big windows for lots of natural light. There is a half bath along with the living room, dining room and kitchen. The top floor has a full bath and the two bedrooms, each with mountain views and beautiful furnishings. The lowest level has your entry with a bench to take off your shoes, a clothes washer and dryer and a one car garage. There is a covered patio off the 1st floor and lots of attic storage. The remodel was extensive. It includes all new flooring, luxury vinyl, tile and carpet. New raised panel doors, and new base and case trim. Hickory cabinets in the kitchen with quartz countertops, new appliances, light fixtures, plumbing fixtures, European style shower with custom shower pan, window treatments, and paint throughout. With special furnishings like reclaimed barnwood custom headboards and closet shelving along with the beds, sofas, chairs, dining room and patio furniture. The rental calendar is pretty full so we have included a virtual tour so you can see it even when it is occupied. The short term license is not transferable so check with the City of Ouray to see how long the wait may be. Check it out. It's an incredible unit.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Ouray Elementary SchoolGrades PK-40.5 mi
--
Ouray Middle SchoolGrades 5-80.5 mi
8/10
Ouray Senior High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Asphalt
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Kitchen/Dining,Living Room Dining

Features

  • All Furnishings,Vaulted Ceiling(s),Mud Room
  • Window features: Window Coverings,Double Pane Windows,Low Emissivity Windows,Wood Frames
  • Flooring: Carpet-Partial,Laminate,Tile
  • Fireplace features: Living Room,Pellet Stove
  • Fireplace: Yes

Heating

  • Heating features: Electric Baseboard,Pellet Stove

Interior Area

  • Total structure area: 1,207
  • Total interior livable area: 1,207 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 451530304002
  • Attached to another structure: Yes
  • Zoning description: Residential Single Family

Features

  • Levels: Three Story
  • Stories: 3
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • Water view: Stream/River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 871.20 sqft
  • Features: Adj to Greenbelt

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Winter Weather
Avalanche
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$157$1,884
Property Taxes $139$1,668
Electricity $186$2,232
Total$4,016$48,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,691/yr
40% on housing$120,480/yr
45% on housing$107,093/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 7.3%
7.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$579This listing

vs Other Active Listings

Avg $/sqft

ZIP 81427$508
Ouray County$531

vs Homes Sold Last Month

Median $/sqft

ZIP 81427$403
Ouray County$468

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$699,000
2026-05-01Listing removed$740,000
2025-06-20Listed for sale$740,000
2021-07-15Sold$467,000
2021-06-08Listed for sale$479,000
2016-06-30Sold$195,000

For Sale by Agent

AgentPeggy Lindsey Scott
BrokerageOuray Real Estate Corporation

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