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440 Blake St, Wray, CO, 80758

4beds
2baths
0sqft
$385,000
--price/sqft
$2,808/moest. monthly cost
$112,320/yrincome needed

About This Home

NOW LISTED AT APPRAISED VALUE! BEAUTIFULLY UPDATED CRAFTSMAN HOME with modern upgrades and a prime location. This spacious 2596 sq. ft. two-story home sits proudly on a corner lot offering great curb appeal, easy access, and a comfortable layout designed for everyday living. The home features 4 bedrooms and 1.5 bathrooms, providing ample space for family, guests, or a home office. Step inside to find NEW FLOORING THROUGHOUT and a bright, open floor plan filled with natural light. The UPDATED KITCHEN IS A HIGHLIGHT, FEATURING BRAND-NEW CABINETS, COUNTERTOPS, AND MODERN APPLIANCES - perfect for cooking, hosting, or simply enjoying your morning coffee. Adjacent dining and living areas offer plenty of room for gatherings, while the thoughtful layout provides both comfort and functionality. Recent upgrades make this home truly move-in-ready. The roof, siding, and windows were all replaced within the last year and a half, giving you peace of mind and energy efficiency for years to come. The updates blend modern style with solid construction, preserving the charm of a classic two-story home while enhancing its performance and value. Outside, you'll find a 1200 SQ. FT. TWO-CAR PLUS GARAGE, perfect for multiple vehicles, projects, or storage. The corner lot provides extra yard space for gardening, outdoor entertaining, or future expansion. The property's location puts you just minutes from Wray's downtown shops, restaurants, and schools - offering small-town charm with everyday convenience. 2024 taxes were $2243.36. If you've been looking for a well-maintained home that's both updated and ideally located, this one checks all the boxes. DON'T MISS OUT ON THIS CHARMING HOME. Call the listing company and make an appointment today!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Wray Elementary SchoolGrades PK-61.1 mi
6/10
Wray High SchoolGrades 7-121.1 mi

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 860

Basement

  • Has basement: Yes
  • Basement: Partial,Bilco Doors,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Door features: Bilco Doors
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,596

Heating & Cooling

  • Heating features: Gas,Forced Air,Zoned
  • Cooling features: Zoned

Interior Area

  • Total structure area: 3,456

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: W000132
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Patio,Enclosed Porch
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.26 Acres
  • Features: Corner

Parking

  • Total spaces: 4
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Lightning
Drought
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$497$5,964
Property Taxes $170$2,040
Electricity $195$2,351
Total$2,808$33,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,274/yr
40% on housing$84,240/yr
45% on housing$74,880/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 80758$108
Yuma County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 80758
Yuma County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$395,000
2026-03-30Price change$409,000
2025-10-25Listed for sale$420,000
2020-02-29Listing removed$229,500
2019-11-27Sold$190,000
2019-02-06Price change$229,500
2018-12-19Listed for sale$239,000
2018-09-23Listing removed$210,000
2018-07-24Price change$210,000
2017-09-26Listed for sale$239,000
2017-07-03Listing removed$240,000
2017-04-26Price change$240,000
2016-02-13Listed for sale$266,000
2007-05-23Sold$190,000

For Sale by Agent

AgentKarla Barcelona
BrokerageShay Realty, LLC

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