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706 N Grand Ave, Charles City, IA, 50616

4beds
2baths
1,221sqft
$104,700
$86price/sqft
$925/moest. monthly cost
$37,000/yrincome needed

About This Home

Conveniently located four bedroom, two bath with tandem double garage, high efficient furnace, beautiful natural woodwork and hardwood floors, and full set of appliances for immediate possession. Call agent today to make arrangements to view this new listing.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
5/10
3/10
Charles City High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Aluminum Siding,Brk Accent

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free-Standing Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Interior Entry,Floor Drain,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 125.8333
  • Dimensions: 12'7"x10

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 55

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,221 sqft

Kitchen

  • Level: Main
  • Area: 105.8333
  • Dimensions: 10'7"x10

Living Room

  • Level: Main
  • Area: 187.8333
  • Dimensions: 13'5"x14

Master Bedroom

  • Level: Main
  • Area: 104.1667
  • Dimensions: 10'5"x10

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 120635400100
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Porch,Enclosed
  • Fencing: Privacy

Lot

  • Lot size: 4,356 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 63'x70'

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Detached Garage,Oversized
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $529$6,348
Home Insurance *$125$1,500
Property Taxes $150$1,800
Electricity $121$1,452
Total$925$11,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,714/yr
40% on housing$27,750/yr
45% on housing$24,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 50616$93
Floyd County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 50616
Floyd County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-24Listed for sale$104,700
2024-05-24Sold$95,000
2024-05-24Pending sale$102,000
2024-05-10Contingent$102,000
2024-03-15Listed for sale$102,000
2022-04-08Sold$72,000
2022-03-08Pending sale$78,000
2022-02-26Listed for sale$78,000
2022-01-22Listing removed--
2021-10-24Listed for sale$72,000
2017-10-11Sold$41,340
2013-08-23Listing removed$59,900
2013-07-16Price change$59,900
2013-06-04Listed for sale$64,900
2013-04-15Sold$44,000
2013-02-23Listed for sale$44,500

For Sale by Agent

AgentKevin M Kolbet
BrokerageKolbet Realtors

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