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301 Meadow Ln, Charles City, IA, 50616

2beds
2baths
1,382sqft
$279,000
$202price/sqft
$2,230/moest. monthly cost
$89,200/yrincome needed

About This Home

Well-maintained Meadow Lane Condominium offering zero-step entry and an attached 28’ x 24’ two-stall garage with scenic views of the Elk’s Lake. This spacious condominium features 1,382 finished main-level square feet including a 15’ x 7’ three-season screened sunroom and a 15’ x 10’ concrete patio ideal for outdoor enjoyment. The kitchen is designed with abundant cabinetry, pantry, pendant lighting, and breakfast bar seating. Additional interior amenities include a living room with tray ceiling, dining area, main-level laundry, guest bedroom, full guest bath, and generous storage space. The primary bedroom suite offers a walk-in closet and private bath with shower. This is an exceptional opportunity for comfortable, low-maintenance living — schedule your private showing today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10
Charles City High SchoolGrades 9-120.2 mi
2/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Refrigerator,Gas Water Heater
  • Laundry features: 1st Floor,Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,382 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 120815103800
  • Zoning: R-2
  • Special condition: Standard

Features

  • Patio & porch: Patio,Covered
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped,Level
  • Lot size dimensions: NA

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$333$3,996
Property Taxes $366$4,392
Electricity $121$1,452
Total$2,230$26,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,457/yr
40% on housing$66,900/yr
45% on housing$59,466/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 50616$86
Floyd County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 50616
Floyd County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$272,000
2026-05-21Listed for sale$279,000
2008-11-20Sold$164,000
2008-05-30Sold$170,000

For Sale by Agent

AgentLori L Stewart
BrokerageStewart Realty Company

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