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2312 Cromwell Dr, St maries, ID, 83861

3beds
2baths
1,680sqft
$357,000
$213price/sqft
$2,200/moest. monthly cost
$88,000/yrincome needed

About This Home

$13,000 PRICE REDUCTION - NOW $357,000 Don't miss this well-maintained 3 bedroom/2 bath split-entry home offering 1,680 square feet of comfortable living space on a .33 acre lot at the end of a quiet cul-de-sac. Main level features a spacious living room, 2 bedrooms, full bath, dinning area and kitchen with all NEW appliances. Full basement providing flexible space for quests, a home office, recreation room, or additional living area with a living room, 1 bedroom, 1 bath and laundry room with NEW washer and dryer. Stay comfortable year around with a wood stove, oil furnace and electric mini-split heating and cooling system. Step outside to the covered deck and backyard where you can relax and enjoy beautiful mountain views. Conveniently located while still offering privacy and room to enjoy the outdoors. Motivated sellers- schedule your showing today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

--
Heyburn Elementary SchoolGrades PK-50.7 mi
6/10
St Maries Middle SchoolGrades 6-80.7 mi
2/10
St Maries High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Refrigerator,Microwave,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl,Carpet
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Wood Stove,Oil,Wood,Mini-Split

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: RPA02100100060
  • Zoning: Residential

Features

  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 0.33 Acres
  • Features: Sloped,CDA Reservation,Cul-De-Sac

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Winter Weather
Heat Wave
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Benewah County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,805$21,660
Home Insurance $126$1,512
Property Taxes $128$1,536
Electricity $141$1,695
Total$2,200$26,400

Income You'd Need if You Spent...

35% on housing$75,428/yr
40% on housing$66,000/yr
45% on housing$58,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 83861$177
Benewah County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 83861
Benewah County$371

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$357,000
2026-08-02Price change$357,000
2026-07-13Price change$362,000
2026-06-23Listed for sale$370,000
2026-04-27Pending sale$370,000
2026-03-30Listed for sale$370,000
2023-06-29Sold--
2023-05-25Pending sale$290,000
2023-05-24Listed for sale$290,000
2023-05-17Pending sale$290,000
2023-05-16Price change$290,000
2023-05-10Listed for sale$329,500

For Sale by Agent

AgentAlicia Frazier-Dickison
BrokerageTimber Realty

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