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1255 S Ruby St, Philadelphia, PA, 19143

1beds
0baths
918sqft
$134,900
$147price/sqft
$1,089/moest. monthly cost
$43,560/yrincome needed

About This Home

Great location 1255 S Ruby St, Philadelphia, PA 19143 Value-Add Investment Opportunity Near University City Located just minutes from University City and University of Pennsylvania, this 2-bedroom, 1-bath home in the Kingsessing neighborhood offers an excellent value-add opportunity for investors, contractors, or buyers looking to renovate and build equity. Renovation work has already begun, with substantial preparation completed—making this an ideal finish-and-profit project with strong rental or resale potential. The property’s proximity to major universities, employment centers, and transportation routes supports consistent long-term housing demand. Work Already Completed Full basement parged, plastered, painted, and cleaned Ceiling tiles replaced with freshly painted tracks Carpets and blinds removed for renovation prep Heating system installed with a newer hot water tank New stove installed (2022) Remaining Improvements The next owner can complete the project by: Installing a kitchen and refrigerator Adding new flooring Completing interior paint Updating or refinishing the existing tub and surround This straightforward renovation makes the property ideal for: Fix-and-flip investors Buy-and-hold rental investors Owner-occupants completing a live-in renovation Additional Features Enclosed front porch Concrete front yard Concrete rear yard Easy to show The seller is a licensed real estate agent and open to negotiation. This is a great opportunity to acquire a property in a location with strong growth potential near University City.

Getting Around

76
WalkingVery Walkable
76
TransitExcellent Transit
84
BikeVery Bikeable

Schools

4/10
3/10

Construction

Condition

  • Property condition: Average
  • Year built: 1925

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Flat
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 1

Bonus Room

  • Level: Main

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 918

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 918
  • Total interior livable area: 918 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 511243800
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 750 sqft
  • Lot size dimensions: 15.00 x 50.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$45$540
Property Taxes $138$1,656
Electricity $224$2,692
Total$1,089$13,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,337/yr
40% on housing$32,670/yr
45% on housing$29,040/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 19143$128
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19143$186
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$139,900
2026-03-09Listing removed$118,000
2026-01-29Price change$103,900
2026-01-19Price change$111,900
2026-01-05Price change$118,000
2025-12-10Price change$94,900
2025-12-05Listed for sale$87,900
2025-11-17Contingent$83,900
2025-11-04Price change$83,900
2025-10-09Price change$91,900
2025-09-08Price change$99,900
2025-07-02Price change$109,900
2025-05-20Price change$117,900
2025-05-05Price change$123,900
2025-03-18Price change$133,700
2025-03-12Listed for sale$133,900
2024-03-16Listing removed--
2023-12-27Listed for sale$132,900
2023-11-18Listing removed--
2023-10-10Price change$125,900
2023-05-17Listed for sale$131,900
2023-04-16Listing removed--
2021-05-11Sold$55,000
2021-03-03Pending sale$75,000
2021-03-02Listed for sale$75,000

For Sale by Agent

AgentNathan S Naness
BrokerageKW Empower

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