5428 Belmar Ter, Philadelphia, PA, 19143
About This Home
Welcome to 5428 Belmar Terrace! This charming 3-bedroom, 1.5-bath West Philadelphia row home has been thoughtfully updated by the sellers and is ready for its next owners to simply move in and make it their own. Whether you're a first-time buyer or an investor adding a turnkey rental to their portfolio this home is a match for you. Step inside to a bright, open living area with recessed lighting and warm LVP flooring that flows all the way back to an updated kitchen featuring white shaker cabinets, stone countertops, subway tile backsplash, and stainless steel appliances. Upstairs you'll find three bedrooms with ceiling fans and fresh finishes, a full bath with a tiled surround and skylight, plus a convenient half bath on the main level. The lower level offers an unfinished basement with a washer and dryer and updated mechanicals, great for storage with everything already in place. Situated just minutes from Cobbs Creek Park, local shops, schools, and public transit, with easy access to University City and Center City. This home is eligible for multiple First-Time Homebuyer grant programs that can be stacked depending on eligibility. Schedule your showing today and come see all that 5428 Belmar Terrace has to offer!
Getting Around
Very Walkable
Excellent Transit
Very BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Slab
- Construction materials: Masonry
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Microwave,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Dryer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: Upper
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Bathroom - Tub Shower,Ceiling Fan(s),Dining Area,Open Floorplan,Recessed Lighting
- Window features: Skylight(s)
- Finished area below ground: 0
- Finished area above ground: 1,166
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,166
- Total interior livable area: 1,166 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 514100200
- Zoning: RSA-5
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 966 sqft
Parking
- Parking features: Driveway,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $57 | $684 |
| Property Taxes | $39 | $468 |
| Electricity | $224 | $2,692 |
| Total | $1,179 | $14,148 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Contingent | $169,900 |
| 2026-05-04 | Listed for sale | $169,900 |
| 2026-05-01 | Listing removed | $169,900 |
| 2026-04-06 | Price change | $169,900 |
| 2026-01-07 | Price change | $175,000 |
| 2025-12-31 | Listed for sale | $179,000 |
| 2025-12-11 | Contingent | $179,000 |
| 2025-10-24 | Listed for sale | $179,000 |
| 2020-02-24 | Listing removed | $68,500 |
| 2019-02-25 | Price change | $68,500 |
| 2018-05-09 | Price change | $68,999 |
| 2018-02-27 | Price change | $69,000 |
| 2018-01-07 | Price change | $83,900 |
| 2017-11-17 | Listing removed | $900 |
| 2017-11-17 | Listed for sale | $85,000 |
| 2017-09-20 | Listed for rent | $900 |
| 2016-07-14 | Listing removed | $900 |
| 2012-03-14 | Listing removed | $825 |
| 2012-02-09 | Price change | $825 |
| 2012-01-31 | Price change | $850 |
| 2011-12-01 | Listed for rent | $875 |
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