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5413 Gainor Rd, Philadelphia, PA, 19131

4beds
4baths
2,296sqft
$399,999
$174price/sqft
$2,803/moest. monthly cost
$112,120/yrincome needed

About This Home

Modern Twin Home with Timeless Charm – Perfect for Comfortable Living! Step into this beautifully designed twin home that blends modern upgrades with cozy charm. Featuring 4 spacious bedrooms and 1 big size study that can be used as bedroom too and 2 Full and 2 Half Bathrooms, this property offers an open-concept living and dining area filled with natural light, perfect for both relaxing evenings and lively gatherings. Additional highlights include a finished basement and a Red Brick Fireplace in the living room and a New HVAC Unit. The updated kitchen boasts sleek countertops, ample storage, and stainless-steel appliances, making it a dream for home chefs. Upstairs, the primary suite offers a peaceful retreat, while additional bedrooms provide flexibility for family, guests, or a home office. Rear Driveway Parking and plenty of on street parking, a welcoming front porch, and a location close to St. Joseph's University, parks, and shopping, this home is move-in ready and waiting for you. Key Features: Open and Airy floor plan Modern kitchen & updated baths Convenient, desirable neighborhood Don’t miss your chance to own this charming twin—schedule your showing today!

Getting Around

65
WalkingSomewhat Walkable
63
TransitGood Transit
74
BikeVery Bikeable

Schools

4/10
Gompers Samuel SchoolGrades K-80.3 mi
3/10
Overbrook High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Stone
  • Roof: Flat,Architectural Shingle
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Gas,ENERGY STAR Qualified Dishwasher,Microwave,ENERGY STAR Qualified Refrigerator,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Features

  • Dry Wall,Plaster Walls
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,296

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,296 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 522105800
  • Attached to another structure: Yes
  • Zoning: RSA3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,125 sqft
  • Lot size dimensions: 25.00 x 125.00

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Cold Wave
Winter Weather
Earthquake
Tornado
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$140$1,680
Property Taxes $390$4,680
Electricity $251$3,022
Total$2,803$33,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,102/yr
40% on housing$84,090/yr
45% on housing$74,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 19131$120
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19131$183
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$475,999
2026-04-21Listed for sale$499,999
2023-10-19Listing removed$275,000
2023-09-18Listed for sale$275,000
2023-08-29Sold$210,000
2023-03-13Sold$117,000
2019-12-04Listing removed$170,000
2019-05-31Listed for sale$170,000

For Sale by Agent

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