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513 Willis Ave, Ashland, WI, 54806

3beds
1baths
1,071sqft
$199,000
$186price/sqft
$1,521/moest. monthly cost
$60,840/yrincome needed

About This Home

Charming 1931 Ashland Home with Fenced Yard & Oversized Garage | 513 Willis Ave Well-maintained three-bedroom home full of original character on a quiet Ashland street. Narrow-board maple hardwood floors run through the living room, formal dining room, and two of the three bedrooms — all in great condition. Much of the original wood trim remains beautifully unpainted throughout. The remodeled kitchen features updated oak cabinetry, luxury vinyl plank flooring, a four-burner electric range, refrigerator with pullout freezer drawer, dishwasher, and a window over the sink letting in plenty of natural light. The cedar-lined bathroom includes a new vanity and updated flooring. Step outside to a fully fenced backyard with a concrete patio perfect for grilling and relaxing. Lilac trees frame the property front and back, complemented by fresh landscaping, a welcoming front porch, and new gutters. The oversized one-car attached garage sits well back from the street, with additional parking space for a boat, trailer, or extra vehicle. Recent updates include an upgraded electrical panel, updated PVC plumbing, and a newer Reliance water heater. The home is heated by a Trane XB forced-air gas furnace and connected to city water and sewer. Washer and dryer hookups are located in the partial basement, which also includes a freestanding shower and utility sink. Spectrum cable internet available. All of this on a 140×50 lot with low annual taxes of $2,454 — a solid opportunity in Ashland's market at $215,000.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
2/10
Ashland Middle SchoolGrades 6-80.4 mi
3/10
Ashland High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1931

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Area: 35
  • Dimensions: 7 x 5

Bedroom

  • Area: 90
  • Dimensions: 10 x 9

Bedroom

  • Area: 72
  • Dimensions: 8 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Area: 110
  • Dimensions: 11 x 10

Features

  • Window features: Double Glazed
  • Finished area below ground: 0
  • Finished area above ground: 1,071

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,071 sqft

Kitchen

  • Area: 143
  • Dimensions: 11 x 13

Living Room

  • Area: 225
  • Dimensions: 9 x 25

Master Bedroom

  • Area: 108
  • Dimensions: 9 x 12

Property

Details

  • Parcel number: 201020160000
  • Foundation area: 1320

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 140 x 50

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$129$1,548
Property Taxes $215$2,580
Electricity $171$2,054
Total$1,521$18,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,148/yr
40% on housing$45,630/yr
45% on housing$40,560/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 54806$180
Ashland County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 54806
Ashland County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$199,000
2026-07-29Price change$199,000
2026-07-01Price change$207,000
2026-05-29Listed for sale$215,000
2022-08-05Listing removed--
2021-08-03Sold$120,000
2021-03-22Listed for sale$135,000

For Sale by Agent

AgentKevin Porter
BrokeragePorter Realty LLC

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