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417 Spruce Ave, Cameron, WI, 54822

3beds
1baths
1,328sqft
$269,900
$203price/sqft
$1,958/moest. monthly cost
$78,320/yrincome needed

About This Home

This beautifully remodeled 3 bedroom, 1 bath home with a 2-car attached garage is completely updated and move in ready. The property features a long list of improvements completed throughout, offering modern comfort, fresh finishes, and peace of mind for the next owner. The kitchen has been fully renovated with new cabinets, countertops, sink, lighting, and brand new appliances, creating a bright and functional space. All flooring has been replaced, including LVP throughout the main areas and new carpet in the bedrooms. Additional updates include a new egress window, providing added safety and natural light, and a fully redone bathroom featuring a large double sink vanity, updated flooring, and new lighting. Exterior improvements include a new deck and new concrete apron, adding curb appeal and convenience. Located in a highly desirable neighborhood in Cameron, this home sits directly across from the park and is close to local schools—an ideal setting for everyday living. With all major work completed, this home offers a fresh start and a welcoming place to call your own.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Cameron Elementary SchoolGrades PK-40.3 mi
9/10
Cameron Middle SchoolGrades 5-80.7 mi
4/10
Cameron High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Lower
  • Area: 182
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 70
  • Dimensions: 5x14

Family Room

  • Level: Lower
  • Area: 210
  • Dimensions: 10x21

Features

  • Finished area below ground: 392
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 1,328 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 111100106000
  • Zoning description: Residential-Single Family
  • Foundation area: 936

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 95 x 147 x 95 x 147

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$159$1,908
Property Taxes $264$3,168
Electricity $171$2,054
Total$1,958$23,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,131/yr
40% on housing$58,740/yr
45% on housing$52,213/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 54822$140
Barron County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 54822
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Contingent$269,900
2026-07-31Listed for sale$269,900
2026-07-01Sold$160,000

For Sale by Agent

AgentCharissa Myers
BrokerageJenkins Realty, Inc.

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