1045 Grove St, Cumberland, WI, 54829
About This Home
Welcome to this charming turn-of-the-century home in the heart of Cumberland. This spacious property features beautiful hardwood floors, original woodwork, and a cozy gas fireplace in the living room. Enjoy a bright main-floor family room, an eat-in kitchen, convenient main-floor laundry, and a half bath. Upstairs you'll find five bedrooms, offering plenty of space for family, guests, or home office needs. Relax on the backyard deck overlooking the large yard with picturesque views of town from its elevated setting. Located close to the Beaver Dam Lake boat landing and walking distance to downtown shops, dining, and schools — this home blends historic charm with everyday convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Age Over 8 Years
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: In Kitchen
Basement
- Has basement: Yes
- Basement: Block,Unfinished
Bedroom
- Level: Upper
- Area: 180
- Dimensions: 15x12
Bedroom2
- Level: Upper
- Area: 156
- Dimensions: 13x12
Bedroom3
- Level: Upper
- Area: 168
- Dimensions: 14x12
Bedroom4
- Level: Upper
- Area: 168
- Dimensions: 14x12
Bedroom5
- Level: Upper
- Area: 99
- Dimensions: 11x9
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 216
- Dimensions: 18x12
Family Room
- Level: Main
- Area: 168
- Dimensions: 14x12
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,560
Heating & Cooling
- Heating features: Boiler,Radiant
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,840
- Total interior livable area: 3,840 sqft
Kitchen
- Level: Main
- Area: 195
- Dimensions: 13x15
Living Room
- Level: Main
- Area: 255
- Dimensions: 17x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 212802413000
- Zoning description: Residential-Single Family
- Foundation area: 1280
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 0.56 Acres
- Features: Irregular Lot
- Lot size dimensions: 191 x 228
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $179 | $2,148 |
| Property Taxes | $529 | $6,348 |
| Electricity | $360 | $4,330 |
| Total | $2,458 | $29,496 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price change | $280,000 |
| 2026-02-20 | Price change | $289,000 |
| 2025-11-14 | Listed for sale | $294,000 |
| 2023-10-20 | Sold | $215,000 |
| 2023-09-22 | Pending sale | $270,000 |
| 2023-08-29 | Contingent | $270,000 |
| 2023-08-23 | Price change | $270,000 |
| 2023-07-27 | Price change | $280,000 |
| 2023-06-15 | Listed for sale | $295,000 |
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