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812 Oak Street, Barron, WI, 54812

3beds
2baths
1,676sqft
$359,500
$214price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Nestled on the edge of the city, this property offers the perfect blend of country charm and privacy. Step inside to a spacious living room featuring an additional sitting area, creating a warm and inviting atmosphere. The kitchen boasts a large corner island ideal for entertaining, with seamless flow into the dining area complete with a cozy gas fireplace and walkout access to the large deck. The main level includes a private master suite with a walk-in closet, along with two additional bedrooms and a full bath. Downstairs, the full basement provides abundant storage and endless potential to be finished into a generous family room, recreation space, additional bedrooms, or whatever suits your needs. The attached two-car garage includes two dedicated workshop areas, perfect for hobbies or projects. Outside, you'll find a wraparound driveway, beautiful perennial flower beds, a storage shed, and a concrete side pad offering extra parking for trailers, RVs, boats, and more. Relax with a morning cup of coffee on the deck and take in stunning morning sunrises or enjoy an evening barbecue with friends and family. Seller is selling the property AS IS

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
2/10
Riverview Middle SchoolGrades 5-81.2 mi
5/10
Barron High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1986

Materials

  • Construction materials: Aluminum/Steel

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Block

Bedroom2

  • Level: Main
  • Area: 99

Bedroom3

  • Level: Main
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 231

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,676

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,676
  • Total interior livable area: 1,676 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 247

Master Bedroom

  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 206811305000
  • Zoning: Residential
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Living area range: 1501-1750

Lot

  • Lot size: 1.77 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,817$21,804
Home Insurance *$218$2,616
Property Taxes $438$5,256
Electricity $171$2,054
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 54812$167
Barron County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 54812
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$359,500
2026-03-04Listed for sale$375,000

For Sale by Agent

AgentThomas Richie
BrokerageReal Estate Solutions

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