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1831 Montanis Avenue, Rice Lake, WI, 54868

2beds
1baths
1,630sqft
$199,000
$122price/sqft
$1,579/moest. monthly cost
$63,160/yrincome needed

About This Home

Is lake life calling? Welcome to this charming 2-bedroom, 1-bathroom ranch-style home situated on a spacious 0.34-acre lot with 100 feet of frontage on beautiful Lake Montanis in the City of Rice Lake. Step inside to find an easy-flowing, open-concept layout featuring a large kitchen that seamlessly connects to the living room and two spacious bedrooms. The generously sized bathroom offers both a walk-in shower and a relaxing bathtub. You will also find a convenient office space and a stunning four-season room, the perfect spot to unwind and take in the gorgeous lake views. Enjoy all the perks of city living with city water and sewer, and close proximity to shopping, schools, healthcare, and more. Do not miss your chance to make this peaceful lakeside retreat your new home!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Tainter Elementary SchoolGrades PK-40.7 mi
5/10
Rice Lake Middle SchoolGrades 5-82.2 mi
4/10
Rice Lake High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: None / Slab,Concrete

Bedroom2

  • Level: Main
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,630

Heating & Cooling

  • Heating features: Electric,Wood,Baseboard,Radiant
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,630
  • Total interior livable area: 1,630 sqft

Kitchen

  • Level: Main
  • Area: 170

Living Room

  • Level: Main
  • Area: 306

Master Bedroom

  • Level: Main
  • Area: 209

Property

Details

  • Parcel number: 276500589000
  • Zoning: Residential,Shoreline
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: 51-100 feet,Shore-Vegetation,Lake,Waterfront
  • Waterbody name: Montanis
  • Living area range: 1501-1750

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$121$1,452
Property Taxes $281$3,372
Electricity $171$2,054
Total$1,579$18,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,137/yr
40% on housing$47,370/yr
45% on housing$42,106/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 54868$164
Barron County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 54868
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-15Price change$230,000
2025-10-22Listed for sale$267,700
2021-05-12Sold$220,000
2020-12-07Listed for sale$216,000
2017-10-23Listing removed$154,900
2017-09-17Listed for sale$154,900
2009-07-15Sold$75,000
2006-02-06Sold$96,443

For Sale by Agent

AgentCasey Watters
BrokerageReal Estate Solutions

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