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260 4th Ave, Clayton, WI, 54004

4beds
3baths
3,504sqft
$565,000
$161price/sqft
$4,293/moest. monthly cost
$171,720/yrincome needed

About This Home

Price Improved by $10,000!! Motivated Sellers would love to have you call this HOME! Perfectly priced, this is your chance to escape to the beauty of the Northwest WI with this spacious and beautifully updated 4-bedroom, 3 bath log home located in peaceful Clayton. While incredibly private, this stunning home is still only minutes from Highways 8 and 63, providing quick access to main Wisconsin and Minnesota cities. Taylors Falls, Stillwater, MN and Hudson are less than an hour away. When you arrive, you are immediately surrounded by nature; backing up to a breathtaking 40 acre wooded lot. This property offers privacy, charm and room to breathe. Step inside and enjoy abundant natural lighting from the beautiful A frame windows, fresh interior paint throughout, warm rustic character and generous living spaces designed for comfort and entertaining. The heart of this home is a gourmet kitchen featuring a new stovetop, double oven and a stunning granite center island - perfect for cooking, gathering and hosting. Recent updates provide peace of mind and modern convenience including: New Roof - 2025 HVAC - 2020 New Deck and Front Porch - Trex Fresh Paint throughout New Washer/Dryer - 2022 New Refrigerator - 2022 New well water regulator - 2022. Step outside the owners suite and relax and unwind in your Jacuzzi hot tub, enjoy the serene surroundings or explore the nearby wooded acreage teeming with natural beauty. This one of a kind property combines rustic elegance with thoughtful updates in a tranquil Wisconsin setting. Whether you're looking for a full-time residence, vacation retreat or private getaway, this exceptional log home is ready to welcome you. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Clayton Elementary SchoolGrades PK-55.5 mi
6/10
Clayton Middle SchoolGrades 6-85.5 mi
7/10
Clayton High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Area: 210
  • Dimensions: 15x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 540
  • Dimensions: 36x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,352
  • Finished area above ground: 2,152

Game Room

  • Level: Lower
  • Area: 240
  • Dimensions: 20x12

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,504
  • Total interior livable area: 3,504 sqft

Kitchen

  • Level: Main
  • Area: 336
  • Dimensions: 21x16

Living Room

  • Level: Main
  • Area: 378
  • Dimensions: 21x18

Loft

  • Level: Second
  • Area: 336
  • Dimensions: 21x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 050090027000
  • Zoning description: Residential-Single Family
  • Foundation area: 2152

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Composite Decking
  • Fencing: Wood

Lot

  • Lot size: 1.43 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 1.43

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$383$4,596
Property Taxes $725$8,700
Electricity $329$3,951
Total$4,293$51,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,188/yr
40% on housing$128,790/yr
45% on housing$114,480/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 54004$160
Barron County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 54004
Barron County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$565,000
2026-06-10Price change$575,000
2026-06-05Listed for sale$581,900
2021-03-11Sold$310,000
2021-01-27Pending sale$304,900
2020-10-28Price change$304,900
2020-09-09Listed for sale$309,900
2019-06-01Sold$289,900
2019-03-20Listed for sale$294,900
2019-01-02Listing removed$329,900
2017-06-02Listed for sale$329,900
2009-04-20Sold$190,000

For Sale by Agent

AgentDeborah Koch
BrokerageCompass Realty Group

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