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403 BLUEBIRD LANE, Loyal, WI, 54446

3beds
3baths
1,955sqft
$309,000
$158price/sqft
$2,252/moest. monthly cost
$90,080/yrincome needed

About This Home

Enjoy peace & privacy on a low traffic street in this spacious home (built in 1982) blends comfort, functionality, & outdoor appeal on a generous half-acre lot. Featuring 3 bedrooms & 3 full baths, a large detached 32' x 22' shed for storage or a workshop, & a fully insulated attached garage with 8-foot overhead doors, the property delivers practical space for every need. Inside, the thoughtful floor plan includes a welcoming living room & a large family room with a warm, cozy sauna & its own full bath-perfect for relaxing and entertaining. The primary suite provides an espace with an en-suite bath & a roomy walk-in closet, while abundant closets throughout keep everything organized. Modern comfort is assured with a brand-new forced-air high-efficiency furnace, central air, & backup electric heat throughout the home. Step outside onto the huge, freshly painted deck overlooking a private yard with ample room for gardening, play, or quiet enjoyment-an ideal setting for summer gatherings or everyday downtime. This rare find pairs contemporary conveniences with small-town charm. Ready

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Loyal Elementary SchoolGrades PK-50.6 mi
5/10
Loyal Middle SchoolGrades 6-80.6 mi
2/10
Loyal High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1982

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump,Concrete

Bathroom

  • Features: Master Bedroom Bath

Bedroom2

  • Level: Upper
  • Area: 140

Bedroom3

  • Level: Upper
  • Area: 170

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 130

Family Room

  • Level: Lower
  • Area: 276

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,955

Heating & Cooling

  • Heating features: Propane,Forced Air,Radiant/Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,955
  • Total interior livable area: 1,955 sqft

Kitchen

  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 294

Master Bedroom

  • Level: Upper
  • Area: 240

Property

Details

  • Parcel number: 246.0698.000
  • Zoning: Residential

Features

  • Levels: Tri-Level
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Sauna/Hot Tub
  • Living area range: 1751-2000

Lot

  • Lot size: 0.52 Acres

Parking

  • Total spaces: 4
  • Parking features: 4 Car,Attached,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$198$2,376
Property Taxes $309$3,708
Electricity $183$2,204
Total$2,252$27,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,211/yr
40% on housing$67,560/yr
45% on housing$60,053/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 54446$106
Clark County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 54446
Clark County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$324,900
2025-08-20Sold$262,500
2025-07-21Pending sale$275,000
2025-07-21Contingent$275,000
2025-06-24Listed for sale$275,000

For Sale by Agent

AgentCHERI BARNETT
BrokerageRE/MAX AMERICAN DREAM

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