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3801 E Whitefish Bay Rd, Sturgeon Bay, WI, 54235

2beds
1baths
1,100sqft
$410,000
$373price/sqft
$2,555/moest. monthly cost
$102,200/yrincome needed

About This Home

Charming 2-bedroom, 1-bathroom ranch offering true one-level living on nearly half an acre in a peaceful, private setting just walking distance to Lake Michigan. This well-maintained home features a spacious backyard and a beautiful back deck perfect for entertaining, relaxing, or enjoying Door County's natural beauty. Ideal as a year-round residence, vacation getaway, or investment property, this location offers the best of coastal living with comfort and convenience. Move-in ready with endless potential in sought-after Door County. Just steps away from Lake Michigan and public access. $5,000 credit given by Seller at closing for flooring remodel.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
10/10
4/10
Sevastopol High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Inland-Residential

Interior

Bathroom1

  • Area: 69

Bedroom1

  • Area: 144

Bedroom2

  • Area: 186

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 132

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Area: 126.5

Living Room

  • Area: 350

Property

Details

  • Parcel number: 022740226A
  • Zoning: Single Family Res 20000 (SF20)

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: Garage,Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$100$1,200
Property Taxes $211$2,532
Electricity $171$2,054
Total$2,555$30,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,600/yr
40% on housing$76,650/yr
45% on housing$68,133/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 54235$230
Door County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 54235
Door County$276

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$445,000
2026-01-01Listing removed$460,000
2025-11-11Price change$460,000
2025-08-26Listed for sale$497,500

For Sale by Agent

AgentGreta Meleen
BrokerageERA Starr Realty

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