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1889 Kennedy Ln, Florence, WI, 54121

3beds
1baths
1,452sqft
$174,900
$120price/sqft
$1,404/moest. monthly cost
$56,160/yrincome needed

About This Home

Enjoy space and privacy with this home featuring an attached garage, partially finished basement, and a large fenced-in yard with a deck—perfect for outdoor living. Set on a beautiful 1.7 acres. Don’t miss this home with tons of potential! Heating is electric heat. Seller is offering a $2000.00 credit for flooring. Flooring in bedrooms and finished basement area are ripped up.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
7/10
Florence Middle SchoolGrades 7-85.3 mi
8/10
Florence High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Construction materials: Stone,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Partial Fin. Contiguous

Bedroom1

  • Level: Upper
  • Dimensions: 8x13

Bedroom2

  • Level: Upper
  • Dimensions: 10x8

Bedroom3

  • Level: Upper
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Lower
  • Dimensions: 21x14

Features

  • Fireplace features: None
  • Finished area below ground: 528
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,452 sqft

Kitchen

  • Level: Main
  • Dimensions: 9x15

Living Room

  • Level: Main
  • Dimensions: 12x15

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 010005650001
  • Zoning: Residential

Lot

  • Lot size: 1.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$176$2,112
Property Taxes $173$2,076
Electricity $171$2,054
Total$1,404$16,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,137/yr
40% on housing$42,120/yr
45% on housing$37,440/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -8.6%
-8.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 54121$237
Florence County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 54121$108
Florence County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-17Listed for sale$189,900

For Sale by Agent

AgentLydia E Francois
BrokerageSymes Realty, LLC

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