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11 S 5th Street, Black River Falls, WI, 54615

4beds
2baths
2,188sqft
$289,900
$132price/sqft
$2,210/moest. monthly cost
$88,400/yrincome needed

About This Home

Solid, Character-Filled 2-Story Home ? 4+ Bedrooms, 2 Baths This beautifully maintained, well-built two-story home blends modern upgrades w/ timeless charm. Featuring 4+ spacious bedrooms, 2 full baths & original woodwork throughout, it?s a perfect mix of classic character & contemporary convenience. Step inside to find Brazilian & hardwood flooring, an open staircase & a cozy newer gas fireplace. The main floor laundry adds everyday ease, and the breakfast nook is ideal for casual dining. Custom blinds stay, Enjoy the outdoors on the charming front porch with swing, and appreciate peace of mind with updates like: Custom steel soffit and fascia Leaf Filter gutters, Radon mitigation system, New furnace (2023) The kitchen comes fully equipped with included appliances, and the home offers plenty of storage and space to grow. Outside, you?ll find a 1+-car garage, plus a second driveway for extra parking. This is more than a house?it?s a home full of warmth, quality, and character.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1920

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Block

Bedroom2

  • Level: Upper
  • Area: 156

Bedroom3

  • Level: Upper
  • Area: 104

Bedroom4

  • Level: Upper
  • Area: 104

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 182

Family Room

  • Level: Upper
  • Area: 270

Features

  • Other
  • Finished area below ground: 0
  • Finished area above ground: 2,188

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,188
  • Total interior livable area: 2,188 sqft

Kitchen

  • Level: Main
  • Area: 234

Living Room

  • Level: Main
  • Area: 221

Master Bedroom

  • Level: Main
  • Area: 132

Property

Details

  • Parcel number: 20615040000
  • Zoning: Residential
  • Exclusions: Excluded:sellers Personal,Excluded:window Coverings

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed Porch
  • Living area range: 2001-2500

Lot

  • Lot size dimensions: 85 x 100 x

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$150$1,800
Property Taxes $390$4,680
Electricity $205$2,467
Total$2,210$26,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,771/yr
40% on housing$66,300/yr
45% on housing$58,933/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 54615$155
Jackson County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 54615
Jackson County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$299,900
2026-03-09Listed for sale$309,900
2025-12-10Listing removed$310,000
2025-10-17Price change$310,000
2025-10-04Price change$339,000
2025-09-22Listed for sale$349,900
2020-03-25Sold$136,000
2019-11-01Price change$149,900
2019-09-30Price change$154,900
2019-08-22Price change$159,900
2019-07-26Listed for sale$165,000
2016-09-09Sold$142,000
2016-07-19Price change$144,900
2016-05-03Listed for sale$149,900
2012-11-09Sold$142,000
2012-08-13Price change$148,000
2012-08-11Price change$152,000
2012-08-05Price change$148,000
2012-06-30Listed for sale$152,000
2010-10-04Sold$130,000

For Sale by Agent

AgentBarbara Simonis
BrokerageCB River Valley Realty/BRF

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