437 River Street, Black River Falls, WI, 54615
About This Home
Fall in love w/ this custom rebuilt ranch & 160ft private shoreline on the Black River. Secluded from town on a peaceful culdesac, enjoy all the convenience while immersed in nature, privacy, beauty. Luxury hardwood & Travertine tile w/ whole home hydronic radiant heated flooring, a grand vaulted ceiling, formal DR, gas FP & huge bay windows providing constant sunlight & unmatched river views. 1st flr living w/ 3 BRs, 2 full bath, laundry & 2 rear ext walkouts. Luxury kitchen features quartz counters, tiled backsplash, SS appliances, wide walk-in pantry & huge island for awesome gatherings! Primary ensuite w/ hardwood flrs, 2 walk-in closets, expanded bath w/ dual vanity quartz counters & decorative tile walk-in shower. Lower lvl features full kitchen, wet-bar, 4th BR, dual vanity jacuzzi bath, rec rooms, ample storage, 2nd laundry. Landscaped exterior boasts wood deck w/ 220V outlet & overlooks your riverfront w/ private dock, mature trees, detached workshop & even a sweet rope swing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 11-20 Years
- Year built: 2015
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal,Washer,Dryer
Basement
- Has basement: Yes
- Basement: Full,Exposed,Full Size Windows,Finished,Crawl Space,Sump Pump,8'+ Ceiling,Concrete
Bathroom
- Features: Whirlpool,At least 1 Tub,Master Bedroom Bath: Full,Master Bedroom Bath,Master Bedroom Bath: Walk-In Shower
Bedroom2
- Level: Main
- Area: 130
Bedroom3
- Level: Main
- Area: 130
Bedroom4
- Level: Lower
- Area: 276
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 182
Family Room
- Level: Lower
- Area: 399
Features
- Walk-In Closet(s),Cathedral/vaulted ceiling,Wet Bar,Separate Quarters,High Speed Internet,Pantry,Kitchen Island
- Finished area below ground: 1,758
- Finished area above ground: 2,236
Heating & Cooling
- Heating features: Natural Gas,Radiant,In-floor
- Cooling features: Central Air
Interior Area
- Total structure area: 3,994
- Total interior livable area: 3,994 sqft
Kitchen
- Level: Main
- Area: 322
Living Room
- Level: Main
- Area: 494
Master Bedroom
- Level: Main
- Area: 221
Property
Details
- Parcel number: 20621580000
- Zoning: G1-RES
- Other equipment: Air exchanger
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Has spa: Yes
- Spa features: Bath
- On waterfront: Yes
- Waterfront features: Waterfront,River,Dock/Pier
- Waterbody name: Black
- Living area range: 3501-5000
Lot
- Lot size: 0.67 Acres
- Lot size dimensions: 160 x 200
Parking
- Total spaces: 2
- Parking features: 2 Car,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,989 | $47,868 |
| Home Insurance * | $409 | $4,908 |
| Property Taxes | $1,134 | $13,608 |
| Electricity | $375 | $4,503 |
| Total | $5,907 | $70,884 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $789,000 |
| 2014-05-09 | Sold | $230,000 |
| 2013-06-18 | Price change | $249,900 |
| 2013-03-14 | Listed for sale | $264,900 |
View on Zillow