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W9503 County Road O, Black River Falls, WI, 54615

1beds
0baths
850sqft
$109,000
$128price/sqft
$864/moest. monthly cost
$34,560/yrincome needed

About This Home

Escape to the heart of Western Wisconsin with this rare opportunity at W9503 County Rd O in Black River Falls. Nestled on 2.86 wooded acres, this charming rustic cabin offers the perfect blend of privacy, recreation, and potential?whether you're looking for a weekend getaway, hunting basecamp, or a simple year-round retreat. The seller has made key upgrades including a furnace and central air, providing comfort in all seasons. Inside, you?ll find a cozy, cabin-style atmosphere highlighted by a wood-burning stove?ideal for those crisp Wisconsin nights. The property currently has water service but no septic, giving you the flexibility to finish it out exactly how you want. One of the standout features is its unbeatable location. Stony Creek flows near the back corner of the property, adding both scenic beauty and a natural water source for wildlife. Directly across the road lies over 15,000 acres of Jackson County public land, offering immediate access to some of the best outdoor recreation in the region. Jackson County is known for its strong deer population and consistent hunting success, with thousands of acres open to public hunting for deer, turkey, and small game. The surrounding forest and terrain create ideal habitat, making this a prime location for hunters and outdoor enthusiasts. Extensive ATV and UTV trail systems connecting throughout Jackson County Miles of hiking and snowmobile trails Nearby trout streams and fishing opportunities, including the Black River and local creeks Close proximity to Black River State Forest and Mill Bluff State Park, known for their unique rock formations, camping, and scenic overlooks Whether you're looking to unplug for the weekend, invest in land, or create your own custom retreat, this property checks all the boxes. With public land access, water nearby, and endless outdoor opportunities, this is your chance to own a slice of Wisconsin wilderness.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1500

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None / Slab

Bedrooms & Bathrooms

  • Bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 850

Heating & Cooling

  • Heating features: Electric,Propane,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 850
  • Total interior livable area: 850 sqft

Kitchen

  • Level: Main
  • Area: 200

Living Room

  • Level: Main
  • Area: 200

Property

Details

  • Parcel number: 03204740015

Features

  • Levels: One
  • Stories: 1
  • Living area range: 751-1000

Lot

  • Lot size: 2.86 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$56$672
Property Taxes $86$1,032
Electricity $171$2,054
Total$864$10,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,622/yr
40% on housing$25,920/yr
45% on housing$23,040/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 54615$159
Jackson County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 54615
Jackson County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Contingent$109,000
2026-07-13Price change$109,000
2026-07-01Price change$119,000
2026-06-09Listed for sale$129,000
2019-11-01Listing removed$739,610
2019-09-09Price change$739,610
2019-07-26Listed for sale$799,610

For Sale by Agent

AgentMike Law
BrokerageCoulee Land Company

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