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233 Highland Street, Belmont, WI, 53510

3beds
1baths
1,387sqft
$209,000
$151price/sqft
$1,565/moest. monthly cost
$62,600/yrincome needed

About This Home

Welcome to this charming and move-in ready 2-story home in Belmont, just under 10 miles from UW-Platteville! This inviting 3-bedroom home features a spacious layout with major seller updates already completed, including new flooring throughout, fresh paint and trim, updated light fixtures, and new exterior doors. The eat-in kitchen flows into a large L-shaped living room, creating a warm and comfortable space for everyday living or entertaining. Enjoy your morning coffee in the cozy 3-season front porch or relax on the deck tucked between the home and oversized 2-car detached garage with alley access - perfect for a workshop, hobbies, or extra storage. Main-floor laundry adds convenience, making this home an excellent blend of charm, function, and small-town living. You don't want to miss this one!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Belmont Elementary SchoolGrades PK-60.6 mi
6/10
Belmont High SchoolGrades 7-120.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1936

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal,Water Softener

Basement

  • Has basement: Yes
  • Basement: Partial,Exterior Entry

Bathroom

  • Features: No Master Bedroom Bath

Bedroom2

  • Level: Upper
  • Area: 169

Bedroom3

  • Level: Upper
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,387

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,387
  • Total interior livable area: 1,387 sqft

Kitchen

  • Level: Main
  • Area: 195

Living Room

  • Level: Main
  • Area: 325

Master Bedroom

  • Level: Upper
  • Area: 208

Property

Details

  • Parcel number: 10607560000
  • Zoning: Res
  • Exclusions: Washer,Dryer,Seller's Personal Property.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: Fenced Yard
  • Living area range: 1251-1500

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$108$1,296
Property Taxes $230$2,760
Electricity $171$2,054
Total$1,565$18,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,657/yr
40% on housing$46,950/yr
45% on housing$41,733/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 53510$151
Lafayette County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 53510
Lafayette County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$229,000
2025-07-21Sold$210,000
2025-07-16Pending sale$218,500
2025-06-06Contingent$218,500
2025-05-16Price change$218,500
2025-03-27Listed for sale$245,000
2022-05-18Sold$158,000
2022-03-24Pending sale$159,900

For Sale by Agent

AgentMarine Yoo
BrokerageReal Broker LLC

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