See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2395 Real Island Rd, Lot, AL, 36026

6beds
5baths
4,800sqft
$2,900,000
$604price/sqft
$17,280/moest. monthly cost
$691,200/yrincome needed

About This Home

Welcome to luxury lake living at its finest! This exquisite 6 bedroom, 4.5 bathroom waterfront estate on beautiful Lake Martin offers approximately 4,800 square feet of thoughtfully designed living space, perfectly positioned on 1.34A± acres with an impressive 357A± feet of pristine shoreline and breathtaking, panoramic views. Designed for both comfort and entertaining, the open-concept floor plan features a chef's dream kitchen complete with premium appliances, custom cabinetry, expansive counter space, and a butler's pantry. The main level showcases a luxurious primary suite with spa-like bath and heated floors, along with three additional guest bedrooms, 2.5 baths--including a convenient deck-access half bath--a private office, storm room, and recreation space. Upstairs, you'll find two more bedrooms, a spacious living area, full bath, and laundry, making it ideal for guests or multi-generational living. Step outside to experience true resort-style living with an expansive TREX deck, surround sound extending to both the deck and private boat dock, your own boat ramp, and a stunning saltwater pool surrounded by professionally designed landscaping. Additional features include a 4-car garage, spray foam insulation, and low-maintenance construction, creating the perfect blend of elegance, functionality, and effortless waterfront living on Lake Martin.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Eclectic Middle SchoolGrades 5-87.7 mi
6/10
Elmore Co High SchoolGrades 9-127.8 mi
6/10

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 4,800
  • Total interior livable area: 4,800 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 06010100020140000

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Boat Ramp,Boat Slip,Seawall
  • Waterbody name: Lake Martin

Lot

  • Lot size: 1.34 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,663$175,956
Home Insurance *$1,476$17,712
Property Taxes $604$7,248
Electricity $537$6,445
Total$17,280$207,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$592,457/yr
40% on housing$518,400/yr
45% on housing$460,800/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$604This listing

vs Other Active Listings

Avg $/sqft

ZIP 36026$420
Elmore County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 36026$171
Elmore County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$2,999,999
2024-11-28Price change$2,850,000
2024-06-01Listed for sale$3,150,000
2018-05-31Sold$468,700
2015-02-15Sold$28,200

For Sale by Agent

AgentChad Barrett
BrokerageReMax Cornerstone Realty

Similar Homes