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421 Thayer St, Rhinelander, WI, 54501

4beds
2baths
2,036sqft
$285,000
$140price/sqft
$1,950/moest. monthly cost
$78,000/yrincome needed

About This Home

This updated contemporary city home features a convenient floor plan with four bedrooms and two full bathrooms. It is ideally located near shopping, Hodag Park, the YMCA, and the hospital, providing easy access to essential services. On the main floor, you'll find a modern kitchen that flows into an open-concept living room and dining area. There is also a mudroom with a washer and dryer, a full bathroom, and two spacious bedrooms. The upper level includes a landing area suitable for a game room or office, a large bedroom, and a master bedroom suite complete with a walk-in closet and a full bathroom. Additional highlights of the property include an unfinished partial basement accessible via a bilco entry, a concrete driveway, and a stone two-car detached garage.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-50.3 mi
5/10
6/10
Rhinelander High SchoolGrades 9-120.8 mi

Construction

Materials

  • Foundation: Stone
  • Roof: Composition,Shingle
  • Construction materials: Frame,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial,Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First
  • Dimensions: 17x10

Bedroom

  • Level: Second
  • Dimensions: 12x8'5

Bedroom

  • Level: First
  • Dimensions: 16x7'5

Bedroom

  • Level: Second
  • Dimensions: 16x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 14'5x10'5

Entry Foyer

  • Level: First
  • Dimensions: 6x17'5

Features

  • Bath in Primary Bedroom,Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,036

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,036
  • Total interior livable area: 2,036 sqft

Kitchen

  • Level: First
  • Dimensions: 13'5x12

Living Room

  • Level: First
  • Dimensions: 12x13

Other

  • Level: Second
  • Dimensions: 13'5x8'6

Property

Details

  • Parcel number: RH1420
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Open
  • Frontage length: 0,0

Lot

  • Lot size: 8,799 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$119$1,428
Property Taxes $199$2,388
Electricity $191$2,295
Total$1,950$23,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,857/yr
40% on housing$58,500/yr
45% on housing$52,000/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 54501$152
Oneida County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 54501
Oneida County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$285,000
2024-11-22Sold$260,000
2024-09-12Contingent$269,900
2024-08-29Listed for sale$269,900
2021-03-26Sold$32,000

For Sale by Agent

AgentLISA ALSTEEN
BrokerageREDMAN REALTY GROUP, LLC

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