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130 Willow Ln, Equality, AL, 36026

6beds
7baths
4,719sqft
$3,640,000
$771price/sqft
$21,544/moest. monthly cost
$861,760/yrincome needed

About This Home

Incredible Point Lot ! Total home renovation features 6 bedroom suites each with private baths. Stunning wrap around lake views. 2 Slip, 2 level Covered Boat Dock. 2 garage pull through Boat House. Beach area, Outdoor fireplace, wrap around covered porches with grilling area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Eclectic Middle SchoolGrades 5-87.7 mi
7/10
Elmore Co High SchoolGrades 9-127.9 mi
7/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Gas Cooktop,Dishwasher,Disposal,Ice Maker,Microwave,Gas Oven,Gas Water Heater,2+ Water Heaters
  • Laundry features: Electric Dryer Hookup,Sink,Main Level,Upper Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bathroom3

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • None,High Ceilings,Crown Molding,Smooth Ceilings,Linen Closet,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: See Through,Family Room,Gas,Outside
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,719

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump,Split System

Interior Area

  • Total interior livable area: 4,719 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry,Butlers Pantry

Property

Details

  • Parcel number: 0601010003029.000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Dock,Outdoor Grill,Lighting,Sprinkler System
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Martin
  • Frontage length: 650

Lot

  • Lot size: 1 Acres
  • Features: Few Trees,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Boat,Circular Driveway,Detached,Driveway,Parking (MLVL),RV Access/Parking,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,405$220,860
Home Insurance *$1,853$22,236
Property Taxes $758$9,096
Electricity $528$6,336
Total$21,544$258,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$738,651/yr
40% on housing$646,320/yr
45% on housing$574,506/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$771This listing

vs Other Active Listings

Avg $/sqft

ZIP 36026$386
Elmore County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 36026$171
Elmore County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Listed for sale$3,640,000
2026-01-01Listing removed$3,495,000
2025-08-18Listed for sale$3,495,000
2022-05-27Listing removed--
2022-05-12Listed for sale$1,150,000
2015-06-17Listing removed$549,000
2015-03-02Listed for sale$549,000
2014-04-24Sold$112,000
2011-09-29Listing removed$575,000
2010-10-20Listed for sale$575,000
2005-03-17Sold$0
1992-01-16Sold$110,000

For Sale by Agent

AgentDavid Downard
BrokerageThe Realty Zone, LLC

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