5420 Birch Lake Rd, Harshaw, WI, 54529
About This Home
Privacy on 27+acres and frontage on 2 lakes. Beautiful 4 bedroom log sided home is sized for entertainment inside and out. It's large living room with soaring ceilings, floor to ceiling windows, built-ins, stone fireplace, access to the large deck and easy flow to dining and kitchen make it perfect for larger gatherings. With a primary bedroom on both the main and upper levels and 2 additional bedrooms in the finished lower level, everyone can have both privacy and plenty of space to play. Each level has its own full bath, and the mudroom entryway off the garage places the laundry room in direct access to help keep dirty/wet clothes and shoes in a proper area. Little Muskie Lake has one other owner with their land in conservancy, and Seed Lake has 3 other owners, none of whom can be seen from this property. Attached 2 car and detached 2 car garage handle the boats, cars and toys. Located a 11miles from Minocqua, 11 miles to Lake Tomahawk and 17 miles to Rhinelander giving you access to fun, shopping and conveniences. Consider this home for muti-family buyers as the floorplan allows for privacy and space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Composition,Shingle
- Construction materials: Frame,Log Siding,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet/Alpine,Tri-Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Electric Water Heater,Disposal,Refrigerator,Water Softener,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Full,Finished,Walk-Out Access
Bathroom
- Level: Basement
Bathroom
- Level: First
Bathroom
- Level: Second
Bedroom
- Level: Basement
- Dimensions: 12x11
Bedroom
- Level: Basement
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: Basement
- Dimensions: 15'4x14'2
Dining Room
- Level: First
- Dimensions: 21x18'6
Family Room
- Level: Basement
- Dimensions: 22x20'6
Features
- Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Jetted Tub,Bath in Primary Bedroom,Main Level Primary,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Blower Fan,Stone
- Fireplace: Yes
- Attic: Scuttle
- Finished area below ground: 1,414
- Finished area above ground: 2,210
Heating
- Heating features: Forced Air,Propane
Interior Area
- Total structure area: 3,624
- Total interior livable area: 3,624 sqft
Kitchen
- Level: First
- Dimensions: 21x10'6
Laundry
- Level: First
Living Room
- Level: First
- Dimensions: 23x22'6
Loft
- Level: Second
- Dimensions: 15x12'6
Master Bedroom
- Level: Second
- Dimensions: 21'6x14
Master Bedroom
- Level: First
- Dimensions: 14x12'6
Mud Room
- Level: First
- Dimensions: 13x5'5
Screened Porch
- Level: First
Utility Room
- Level: Basement
- Dimensions: 16x11
Property
Details
- Parcel number: 0020106000000
Features
- Patio & porch: Deck,Open
- Exterior features: Dock,Gravel Driveway,Propane Tank - Leased
- Has spa: Yes
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Shoreline - Sand,Shoreline - Fisherman/Weeds,Lake Front
- Waterbody name: LITTLE MUSKIE
- Frontage type: Lakefront
- Frontage length: 1975,1975
Lot
- Lot size: 27.27 Acres
- Features: Adjacent To Public Land,Lake Front,Open Space,Private,Rural Lot,Secluded,Views,Wooded
Parking
- Total spaces: 8
- Parking features: Attached,Detached,Four Car Garage,Four or more Spaces,Garage,Driveway
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,787 | $45,444 |
| Home Insurance * | $306 | $3,672 |
| Property Taxes | $915 | $10,980 |
| Electricity | $340 | $4,086 |
| Total | $5,348 | $64,176 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-19 | Listed for sale | $749,000 |
| 2020-06-26 | Sold | $425,000 |
| 2018-03-22 | Listing removed | $559,000 |
| 2017-05-05 | Listed for sale | $559,000 |
| 2013-06-26 | Listing removed | $699,000 |
| 2013-05-14 | Listed for sale | $699,000 |
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