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52A 206th St, New Richmond, WI, 54017

5beds
3baths
3,040sqft
$1,400,000
$461price/sqft
$9,751/moest. monthly cost
$390,040/yrincome needed

About This Home

Executive lakefront living on Cedar Lake. A rare opportunity to own 115 feet of frontage on the lake's most coveted shoreline. Set on a private 1/2 acre lot with a tree-lined approach and lush, mature landscaping, this exceptional property offers sweeping water views, a gradual slope to the lake, and a maintenance free dock extending into one of Cedar Lake's most desirable stretches of shoreline. Beyond the shoreline setting, the fully renovated 5-bedroom, 3-bath residence offers over 3,000 square feet of refined lake living where every major system and finish has already been thoughtfully upgraded. Soaring 12-foot ceilings, expansive Andersen windows, and a dramatic lakeside wall of glass frame panoramic views and flood the main living space with natural light. The open-concept kitchen was redesigned for elevated entertaining, featuring upgraded cabinets, oversized center island, solid surface counter tops, new stainless appliances, and a second refrigerator-ideal for hosting lake weekends without compromise. The main-floor primary suite provides comfort and privacy, while the newly finished lower level adds substantial living space complete with large windows, in-floor heat, drain tile, sump pump, and upgraded mechanicals. Extensive improvements include a new roof (2025), engineered hardwood flooring throughout the main living areas (2026), new furnace, new well, radon mitigation system, seamless gutters, recessed lighting, new light fixtures, custom mirrors, new patio door, fiber optics, a comprehensive basement finish, and much more, creating a truly turnkey lakefront offering with no deferred maintenance. The screened porch with wood ceiling, deck, and a fully equipped boathouse with tram complete the outdoor experience. Thirty minutes to the Twin Cities and near Cedar Lake Speedway. Executive caliber. Rare Opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
9/10
Osceola Middle SchoolGrades 6-89.4 mi
5/10
Osceola High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Microwave,Range,Refrigerator
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Full,Sump Pump

Bathroom

  • Level: Main
  • Area: 60
  • Dimensions: 10 x 06

Bathroom

  • Level: Main
  • Area: 90
  • Dimensions: 15 x 06

Bathroom

  • Level: Lower
  • Area: 117
  • Dimensions: 13 x 09

Bedroom

  • Level: Main
  • Area: 198
  • Dimensions: 18 x 11

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom4

  • Level: Lower
  • Area: 170
  • Dimensions: 17 x 10

Bedroom5

  • Level: Lower
  • Area: 130
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Family Room

  • Level: Lower
  • Area: 180
  • Dimensions: 18 x 10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,036
  • Finished area above ground: 2,001

Flex Room

  • Level: Lower
  • Area: 80
  • Dimensions: 10 x 08

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),In-Floor Heating
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 40
  • Dimensions: 08 x 05

Interior Area

  • Total structure area: 3,040
  • Total interior livable area: 3,040 sqft

Kitchen

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Living Room

  • Level: Main
  • Area: 342
  • Dimensions: 19 x 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 002022600000
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1221

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Screened
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage length: Water Frontage: 115

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$576$6,912
Property Taxes $1,811$21,732
Electricity $285$3,427
Total$9,751$117,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$334,320/yr
40% on housing$292,530/yr
45% on housing$260,026/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 54017$180
Polk County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54017$196
Polk County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Listed for sale$1,400,000
2019-06-26Sold$497,074

For Sale by Agent

AgentJodi Baggenstoss
BrokerageWeichert, Realtors-Advantage

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