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1794 W White Ash Dr, Balsam Lake, WI, 54810

3beds
2baths
2,360sqft
$419,900
$178price/sqft
$2,933/moest. monthly cost
$117,320/yrincome needed

About This Home

Enjoy lake life year-round in this turnkey 4-season home, fully remodeled from top to bottom. The open-concept main level features new kitchen cabinets, countertops, flooring, appliances, and in-floor heat, plus a mini split for added comfort. Two double patio doors offer stunning lake views. Upper bath includes a new jetted tub/shower combo, vanity, and stool, while the lower-level bath is fully updated. Spacious family room features new carpet, a pellet stove, and walkout access to the backyard. Recent major updates include a new sewage drain field, additional holding tank, and hot water heater. Roof new in 2019 and propane tank is owned. Enjoy an expanded deck with panoramic views from upper to lower White Ash Lake, a gradual slope to the water, and an additional single-car garage for storage or lake toys. Situated on a .85-acre lot with plenty of space for guests and gatherings. Move-in ready—bring your boat and start enjoying lake life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Unity Elementary SchoolGrades PK-47.5 mi
7/10
Unity Middle SchoolGrades 5-87.5 mi
5/10
Unity High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Bathroom

  • Level: Lower
  • Area: 50
  • Dimensions: 5x10

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Level: Lower
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 294
  • Dimensions: 14x21

Features

  • Number of fireplaces: 2
  • Fireplace features: Brick,Electric,Family Room,Free Standing,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 1,160
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Hot Water,In-Floor Heating,Radiator,Radiant,Wood Stove
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,360
  • Total interior livable area: 2,360 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 10x18

Laundry

  • Level: Lower
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 13x20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 004010460000
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Owned
  • Foundation area: 1200

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: East
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Hard)
  • Frontage length: Water Frontage: 75

Lot

  • Lot size: 0.85 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 75 x 432

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$243$2,916
Property Taxes $346$4,152
Electricity $221$2,661
Total$2,933$35,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,560/yr
40% on housing$87,990/yr
45% on housing$78,213/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 54810$202
Polk County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 54810
Polk County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$429,900
2025-10-24Listing removed$429,900
2025-09-08Price change$429,900
2025-05-31Price change$459,900
2025-05-05Price change$479,900
2025-04-16Listed for sale$489,900
2025-03-23Listing removed$297,500
2023-03-23Listing removed--
2022-03-22Sold$285,000
2022-03-18Pending sale$297,500
2022-02-09Listed for sale$297,500

For Sale by Agent

AgentHaley Proulx
BrokerageBiltmore Realty, LLC

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