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N16522 State Highway 13, Butternut, WI, 54514

4beds
1baths
1,772sqft
$199,900
$113price/sqft
$1,558/moest. monthly cost
$62,320/yrincome needed

About This Home

Nestled among mature pine trees in the Town of Lake, this charming 4-bedroom, 1-bath home offers the peaceful country lifestyle you've been searching for. Recent improvements include a new mound septic system installed in 2025 and a boiler replaced in 2021, providing added value and peace of mind. Conveniently located just minutes from Park Falls, Butternut, and beautiful Butternut Lake, you'll enjoy the privacy of a rural setting while remaining close to shopping, schools, dining, healthcare, and year-round outdoor recreation. Surrounded by towering pines and multiple apple trees, the property provides a picturesque Northwoods setting in every season. Spend your mornings enjoying coffee on the backyard deck, relax with family and friends, or simply take in the quiet beauty of the countryside. Inside, large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. The functional floor plan features four bedrooms, comfortable living spaces, timeless character, and an abundance of storage throughout, making it an excellent fit for a growing family, first-time homebuyers, or anyone looking to enjoy the peace and privacy of country living. The detached garage offers ample space for vehicles, tools, lawn equipment, and recreational gear, while the yard provides room to garden, play, or simply enjoy the outdoors. Whether you're picking apples in the fall, spending the day fishing or boating on nearby Butternut Lake, or unwinding beneath the towering pines, this property offers the Northwoods lifestyle so many buyers are searching for. If you've been dreaming of a home that combines rural charm, modern mechanical updates, generous storage, and a convenient location close to area amenities and outdoor recreation, this property deserves a place at the top of your list. Schedule your private showing today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Chequamegon Middle SchoolGrades 6-812.1 mi
9/10
Chequamegon High SchoolGrades 9-122.3 mi

Construction

Materials

  • Foundation: Block,Stone
  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 9x11

Bedroom

  • Level: First
  • Dimensions: 9x12

Bedroom

  • Level: Second
  • Dimensions: 10x12

Bedroom

  • Level: Second
  • Dimensions: 10x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 10x11

Family Room

  • Level: Second
  • Dimensions: 7x12

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,772

Heating

  • Heating features: Natural Gas,Wood

Interior Area

  • Total structure area: 1,772
  • Total interior livable area: 1,772 sqft

Kitchen

  • Level: First
  • Dimensions: 11x23

Laundry

  • Level: First
  • Dimensions: 8x11

Living Room

  • Level: First
  • Dimensions: 11x16

Property

Details

  • Parcel number: 5002624001033 0200040020

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Landscaping
  • Frontage length: 0,0

Lot

  • Lot size: 0.95 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$128$1,536
Property Taxes $249$2,988
Electricity $171$2,054
Total$1,558$18,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,417/yr
40% on housing$46,740/yr
45% on housing$41,546/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 54514$161
Price County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 54514
Price County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$199,900
2021-07-06Sold$249,000
2021-06-22Pending sale$259,000
2021-06-21Contingent$259,000
2021-06-04Listed for sale$259,000
2020-09-11Sold$289,900

For Sale by Agent

AgentBRITTANY SCHULTZ
BrokerageUNITED COUNTRY REAL ESTATE / NORTHERN WI LIFESTYLE PROPERTIES

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