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170 Victoria St, Phillips, WI, 54555

3beds
2baths
1,293sqft
$299,900
$232price/sqft
$2,439/moest. monthly cost
$97,560/yrincome needed

About This Home

(310/AS) City Home with Style!!! Located in the City of Phillips is this completely updated spacious 3 BR, 2 bath ranch home with 1,293 square feet of living space. If you are looking for maintenance-free living, this is it, with newer metal roof and vinyl siding. New owners will be delighted this home has been professionally updated on the interior as well as exterior with modern style and charm. Enjoy the large 0.38+/- acre city lot with a covered patio and large fenced in back yard. Storage is plentiful with a full unfinished basement and 2 stall attached garage. Within walking distance to the schools. This home has been recently professionally landscaped with stone front step, sidewalk and extensive landscaping rock that all combined make for a magnificent fresh outdoor setting. Act quickly and set up a showing today! 2025 Taxes: $2,593. (18-37-01E Phillips Assessor's Plat No 1- Lot 40)

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10
Phillips Middle SchoolGrades 6-80.3 mi
7/10
Phillips High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Sump Pump,Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 12x12

Bedroom

  • Level: First
  • Dimensions: 12x8'6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bath in Primary Bedroom,Main Level Primary,Walk-In Closet(s)
  • Fireplace features: None
  • Attic: Crawl Space
  • Finished area below ground: 0
  • Finished area above ground: 1,293

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,293
  • Total interior livable area: 1,293 sqft

Kitchen

  • Level: First
  • Dimensions: 12x12

Laundry

  • Level: First
  • Dimensions: 11x4

Living Room

  • Level: First
  • Dimensions: 18x21'6

Master Bedroom

  • Level: First
  • Dimensions: 12x15

Property

Details

  • Parcel number: 27953
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Fence,Garden,Landscaping,Patio
  • Fencing: Yard Fenced
  • Frontage length: 0,0

Lot

  • Lot size: 0.38 Acres
  • Features: Private,Secluded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$193$2,316
Property Taxes $559$6,708
Electricity $171$2,054
Total$2,439$29,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,622/yr
40% on housing$73,170/yr
45% on housing$65,040/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 54555$133
Price County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 54555
Price County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Contingent$299,900
2026-06-08Listed for sale$299,900
2026-04-28Contingent$299,900
2026-04-15Listed for sale$299,900
2024-05-30Sold$239,900
2024-01-09Sold$49,000
2023-12-19Pending sale$37,900
2023-12-18Listed for sale$37,900

For Sale by Agent

AgentADAM SPEER
BrokerageBIRCHLAND REALTY, INC. - PHILLIPS

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