W8259 Summit Avenue, Ladysmith, WI, 54848
About This Home
This 5-bedroom home, tucked away at the end of a quiet dead-end road, offers the perfect blend of privacy and convenience. Located just outside of Ladysmith, you're within walking distance of the golf course, fairgrounds, and bowling alley. Outside, a level walkout to the shoreline makes enjoying the water effortless for everyone. Inside, you'll find generously sized rooms and a stately floor plan designed to comfortably accommodate the whole family.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 2003
Materials
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator,Water Softener
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access,Concrete
Bedroom2
- Level: Main
- Area: 180
Bedroom3
- Level: Upper
- Area: 121
Bedroom4
- Level: Upper
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 180
Family Room
- Level: Lower
- Area: 840
Features
- Window features: Some window coverings
- Finished area below ground: 1,258
- Finished area above ground: 2,749
Heating & Cooling
- Heating features: Propane,Forced Air,In-floor
- Cooling features: Central Air
Interior Area
- Total structure area: 4,007
- Total interior livable area: 4,007 sqft
Kitchen
- Level: Main
- Area: 300
Living Room
- Level: Main
- Area: 300
Master Bedroom
- Level: Upper
- Area: 252
Property
Details
- Parcel number: 012008390003
- Zoning: Shoreline
- Exclusions: Excluded:dryer,Excluded:sellers Personal,Excluded:washer
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Deck,Covered,Patio,Patio-Brick
- Exterior features: LP Tank
- On waterfront: Yes
- Waterfront features: Over 300 feet,Shore-Vegetation,Dock/Pier,Flowage,Waterfront
- Waterbody name: Ladysmith
- Living area range: 3501-5000
Lot
- Lot size: 1.50 Acres
- Lot size dimensions: 0 x 0 x
Parking
- Total spaces: 3
- Parking features: 3 Car,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,690 | $44,280 |
| Home Insurance * | $577 | $6,924 |
| Property Taxes | $1,229 | $14,748 |
| Electricity | $376 | $4,518 |
| Total | $5,872 | $70,464 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Listed for sale | $729,900 |
| 2024-08-17 | Listing removed | -- |
| 2024-02-02 | Listed for sale | $749,900 |
| 2022-07-03 | Listing removed | -- |
| 2021-12-27 | Sold | $579,000 |
| 2021-05-12 | Listed for sale | $579,000 |
| 2017-09-01 | Sold | $250,000 |
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