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W5480 County Road X W, Tony, WI, 54563

4beds
2baths
1,860sqft
$389,900
$210price/sqft
$3,120/moest. monthly cost
$124,800/yrincome needed

About This Home

Welcome to Northwoods living at its finest. This tastefully renovated home is nearing completion and offers the perfect combination of modern updates and country charm. Recent improvements include updated plumbing, a fully remodeled kitchen, renovated bathrooms, quality finishes throughout, hickory cabinetry, and a stunning open staircase crafted from pine and maple. Nestled on 40 acres along a paved county road, this property offers the privacy, space, and flexibility you've been searching for. The detached three car garage, lean to, and small barn provide ample room for vehicles, recreational equipment, horses, or hobby farming. The property also adjoins approximately 240 acres of public land, creating exceptional opportunities for hunting, hiking, wildlife viewing, and outdoor recreation right from your doorstep. Outdoor adventure is never far away. Located less than one half mile from the Flambeau Flowage, Josi Creek Park, the public boat landing, clubhouse, and shooting range, you'll enjoy convenient access to fishing, boating, and year round recreation. Snowmobile and ATV trails are nearby, making this an ideal property for outdoor enthusiasts. Whether you are looking for a year round residence, a recreational getaway, hobby farm, or a private Northwoods retreat, this one of a kind property offers the perfect balance of modern comforts, country living, and endless outdoor opportunities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
6/10
7/10
Flambeau High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1966

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Main
  • Area: 50
  • Dimensions: 5x10

Bathroom

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Bedroom

  • Level: Upper
  • Area: 150
  • Dimensions: 15x10

Bedroom2

  • Level: Main
  • Area: 230
  • Dimensions: 23x10

Bedroom3

  • Level: Upper
  • Area: 224
  • Dimensions: 14x16

Bedroom4

  • Level: Upper
  • Area: 176
  • Dimensions: 16x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,860

Foyer

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Laundry

  • Level: Main
  • Area: 70
  • Dimensions: 7x10

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 010003050000
  • Zoning description: Other
  • Foundation area: 1860

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Composite Decking

Lot

  • Lot size: 40 Acres
  • Lot size dimensions: 1337' x 1337'

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$398$4,776
Property Taxes $577$6,924
Electricity $174$2,097
Total$3,120$37,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,971/yr
40% on housing$93,600/yr
45% on housing$83,200/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 54563$89
Rusk County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 54563
Rusk County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$389,900
2022-10-26Sold$165,000

For Sale by Agent

AgentMary F Rufledt
BrokerageElite Realty Group, LLC

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