15648 W Victory Heights Cir, Stone Lake, WI, 54876
About This Home
An extraordinary lakefront retreat on Victory Heights offering 240 feet of flat, sandy shoreline and breathtaking lake views. This home was completely rebuilt, taken down to the studs, and expanded from 1,176 sq ft to 5,816 sq ft, creating a rare, move-in-ready luxury estate on one of Wisconsin’s most sought-after lakes. Professionally landscaped with $150,000 in improvements, the property is designed for effortless enjoyment and entertaining. The spacious owner’s suite provides a private escape with its own HVAC system, fireplace, office, sitting area, and spa-like bath with lake views. High-end finishes include custom hardwood flooring, granite countertops, designer lighting, and a chef’s kitchen with Thermador appliances. The heated lower level features a bar and wine room ideal for hosting family and friends. Additional amenities include dual generators, EV-ready garage, high-speed fiber internet for remote work, hot tub, outdoor fire pits, paved driveway to the lake, lakefront storage, and a fish shed, offering the perfect blend of Northwoods serenity and modern luxury.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: In Basement,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bathroom
- Level: Lower
- Area: 169.12
- Dimensions: 11.2x15.1
Bathroom
- Level: Lower
- Area: 86.49
- Dimensions: 9.3x9.3
Bathroom
- Level: Main
- Area: 82.4
- Dimensions: 10.3x8
Bedroom
- Level: Lower
- Area: 146.52
- Dimensions: 13.2x11.1
Bedroom2
- Level: Main
- Area: 129.92
- Dimensions: 11.2x11.6
Bedroom3
- Level: Main
- Area: 550.13
- Dimensions: 20.3x27.1
Bedroom4
- Level: Main
- Area: 188.76
- Dimensions: 13.2x14.3
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 2
Bonus Room
- Level: Lower
- Area: 158.4
- Dimensions: 13.2x12
Den
- Level: Lower
- Area: 196
- Dimensions: 14x14
Dining Room
- Level: Main
- Area: 342
- Dimensions: 20x17.1
Family Room
- Level: Lower
- Area: 244
- Dimensions: 12.2x20
Features
- Number of fireplaces: 2
- Fireplace features: Gas,Primary Bedroom,Wood Burning
- Fireplace: Yes
- Finished area below ground: 2,692
- Finished area above ground: 3,124
Flex Room
- Level: Lower
- Area: 158.4
- Dimensions: 13.2x12
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 5,816
- Total interior livable area: 5,816 sqft
Kitchen
- Level: Main
- Area: 296.78
- Dimensions: 14.2x20.9
Living Room
- Level: Lower
- Area: 579.6
- Dimensions: 28x20.7
Living Room
- Level: Main
- Area: 343.64
- Dimensions: 14.2x24.2
Office
- Level: Main
- Area: 87.72
- Dimensions: 8.6x10.2
Other
- Level: Lower
- Area: 342
- Dimensions: 20x17.1
Other
- Level: Main
- Area: 229.2
- Dimensions: 19.1x12
Other
- Level: Main
- Area: 102
- Dimensions: 10x10.2
Primary Bathroom
- Level: Main
- Area: 226.5
- Dimensions: 15x15.1
Sun Room
- Level: Main
- Area: 192
- Dimensions: 16x12
Utility Room
- Level: Lower
- Area: 149.73
- Dimensions: 16.1x9.3
Utility Room
- Level: Lower
- Area: 223.38
- Dimensions: 14.6x15.3
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 026182122003
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 5816
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio,Wrap Around
- Fencing: None
- Has view: Yes
- View description: Lake,South
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(10-15),Lake Bottom(Sand)
- Frontage length: Water Frontage: 240
Lot
- Lot size: 2.56 Acres
- Features: Accessible Shoreline,Tree Coverage - Light
- Lot size dimensions: 239 x 432 x 221 x 448
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,124 | $133,488 |
| Home Insurance * | $1,340 | $16,080 |
| Property Taxes | $1,640 | $19,680 |
| Electricity | $546 | $6,558 |
| Total | $14,650 | $175,800 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $2,299,999 |
| 2026-02-08 | Price change | $2,399,999 |
| 2026-01-02 | Price change | $2,449,999 |
| 2025-08-13 | Listed for sale | $2,499,999 |
| 2018-03-19 | Sold | $289,000 |
| 2017-09-02 | Price change | $319,000 |
| 2017-07-01 | Listed for sale | $329,000 |
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