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16665 W Piper Lane, Birchwood, WI, 54817

3beds
2baths
2,265sqft
$644,900
$285price/sqft
$4,439/moest. monthly cost
$177,560/yrincome needed

About This Home

Welcome to your Northwoods retreat on beautiful Birch Lake in Birchwood! This stunning 3 bedroom, 2 bathroom chalet-style home is nestled on a private, wooded 1.39-acre lot with over 100 feet of lake frontage, offering the perfect blend of comfort, views, and recreation. Inside, soaring windows showcase breathtaking lake views and fill the home with natural light. Cozy up around one of the multiple fireplaces on cool evenings, or relax in the beautiful 3-season porch, an ideal spot for enjoying peaceful summer nights by the water. The loft family room overlooks the main living area and offers incredible lake views, making it perfect for entertaining guests or creating a cozy gathering space. The lower level features a spacious family room with plenty of room for guests, a convenient laundry room, and a walk-out design that leads directly to the lake, making it easy to head down to the water anytime. Spend your days enjoying great fishing right from your own shoreline, then unwind on the deck overlooking the lake, the perfect place for morning coffee or evening sunsets. With its serene wooded setting and convenient location close to ATV trails, golf courses, and downtown Birchwood, this property offers year-round enjoyment in a truly beautiful setting. For added peace of mind, this home has been pre-inspected and the seller is offering a home warranty, making your transition that much smoother and more confident. Whether you're searching for a full-time residence or a weekend getaway, this Birch Lake chalet is ready to welcome you home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
4/10
Birchwood Middle SchoolGrades 6-81.9 mi
5/10
Birchwood High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: 11-20 Years
  • Year built: 2007

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Block

Bedroom2

  • Level: Main
  • Area: 117

Bedroom3

  • Level: Lower
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Lower
  • Area: 255

Features

  • Other
  • Finished area below ground: 898
  • Finished area above ground: 1,367

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,265
  • Total interior livable area: 2,265 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 165

Master Bedroom

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 008937195311
  • Zoning: Residential,Shoreline
  • Exclusions: Excluded:lp Tank,Excluded:other-See Remarks,Excluded:sellers Personal

Features

  • Patio & porch: Porch,Patio,Screened porch
  • On waterfront: Yes
  • Waterfront features: 101-199 feet,Bottom-Rock,Bottom-Sand,Lake,Waterfront
  • Waterbody name: Birch
  • Living area range: 2001-2500

Lot

  • Lot size: 1.39 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,260$39,120
Home Insurance *$331$3,972
Property Taxes $636$7,632
Electricity $212$2,554
Total$4,439$53,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,194/yr
40% on housing$133,170/yr
45% on housing$118,373/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 54817$275
Sawyer County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 54817
Sawyer County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$699,000
2024-01-01Listing removed--
2023-07-07Price change$617,000
2023-06-09Listed for sale$649,900
2008-05-21Sold$350,300
2007-03-19Sold$105,000

For Sale by Agent

AgentCasey Watters
BrokerageReal Estate Solutions

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