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N40696 Christopherson ROAD, Osseo, WI, 54758

5beds
2baths
4,039sqft
$489,900
$121price/sqft
$3,746/moest. monthly cost
$149,840/yrincome needed

About This Home

Step into timeless character and country charm with this beautifully maintained 4-5 bedroom farmhouse-style home on nearly 6 scenic acres. Originally built as a parsonage, this quality-crafted home features rich oak woodwork, pocket doors, stained and etched glass, built-in hutches, and abundant storage. The updated kitchen offers an island, newer main-level bath, and convenient laundry. Main-floor bedroom doubles as a den or office with custom bookshelves and rolling ladder. Enjoy peaceful mill pond views from the covered or enclosed porch. Outside you'll find an attached 2.5-car garage, additional detached garage, barn, chicken coop, windmill, outdoor wood furnace, mature trees, flower beds, and a truly picturesque setting. Rustic finished attic adds extra living space & farmhouse charm.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Sunset Elementary SchoolGrades PK-67.6 mi
6/10
Whitehall High SchoolGrades 7-127.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1912

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Window A/C,Dishwasher,Dryer,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Stone

Bathroom

  • Features: Tub Only,Whirlpool,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 180

Bedroom3

  • Level: Upper
  • Area: 135

Bedroom4

  • Level: Upper
  • Area: 88

Bedroom5

  • Level: Main
  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 255

Features

  • Kitchen Island
  • Flooring: Wood
  • Finished area above ground: 4,039

Heating & Cooling

  • Heating features: Propane,Wood/Coal,Radiant/Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 4,039
  • Total interior livable area: 4,039 sqft

Kitchen

  • Level: Main
  • Area: 210

Living Room

  • Level: Main
  • Area: 210

Master Bedroom

  • Level: Upper
  • Area: 225

Property

Details

  • Parcel number: 022001390000
  • Zoning: RES

Features

  • Levels: Two
  • Stories: 2
  • Has spa: Yes
  • Spa features: Bath
  • Living area range: 3501 or more,3501-5000,2501 or more

Lot

  • Lot size: 5.94 Acres
  • Features: Hobby Farm,Wooded

Parking

  • Total spaces: 2.5
  • Parking features: Garage Door Opener,Attached,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$237$2,844
Property Taxes $653$7,836
Electricity $379$4,554
Total$3,746$44,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,434/yr
40% on housing$112,380/yr
45% on housing$99,893/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 54758$187
Trempealeau County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 54758
Trempealeau County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$489,900
2024-08-11Listing removed$399,000
2021-08-10Sold$380,000
2021-07-06Pending sale$399,000
2021-05-14Price change$399,000
2021-04-30Price change$410,000
2021-03-29Listed for sale$420,000

For Sale by Agent

AgentAnthony McClintock
BrokerageShorewest Realtors, Inc.

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