390 Water St, Iola, WI, 54945
About This Home
Whether you're looking for a place to call home or an investment opportunity, this farmhouse-style two-story home is ready for its next chapter. Offering abundant living space, subtle charm, and a huge backyard. Recent updates: new furnace, central air conditioning, and upstairs ductwork in 2022. The refrigerator, stove/oven, dishwasher, and washer have all been updated within the past five years. A great location - across the road from Olson Park, and conveniently close to the boat landing on Iola Lake, golf course, and local amenities. [Per listing: No offers with government lending to be presented]
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Stone
- Construction materials: Shake Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Water Softener Rented
Basement
- Has basement: Yes
- Basement: Partial
Bedroom1
- Level: Main
- Dimensions: 13x11
Bedroom2
- Level: Main
- Dimensions: 11x11
Bedroom3
- Level: Upper
- Dimensions: 10x11
Bedroom4
- Level: Upper
- Dimensions: 13x10
Bedroom5
- Level: Upper
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,884
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Forced Air,Central Air
Interior Area
- Total interior livable area: 1,884 sqft
Kitchen
- Level: Main
- Dimensions: 12x13
Living Room
- Level: Main
- Dimensions: 13x19
Other
- Level: Main
- Dimensions: 10x8
Other
- Level: Main
- Dimensions: 7x4
Property
Accessibility
- Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor
Details
- Parcel number: 26 35 71163
- Zoning: Residential
- Exclusions: water softener (leased)
Lot
- Lot size: 8,712 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $833 | $9,996 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $249 | $2,988 |
| Electricity | $177 | $2,124 |
| Total | $1,332 | $15,984 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $158,900 |
| 2026-07-20 | Price change | $164,900 |
| 2026-06-22 | Price change | $168,000 |
| 2026-06-08 | Listed for sale | $179,000 |
| 2021-03-24 | Listing removed | -- |
| 2017-10-13 | Sold | $85,000 |
| 2017-10-13 | Listed for sale | $87,500 |
| 2017-08-23 | Pending sale | $87,500 |
| 2017-08-16 | Listed for sale | $87,500 |
| 2007-03-30 | Sold | $77,000 |
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