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215 N Division St, Waupaca, WI, 54981

2beds
1baths
878sqft
$180,000
$205price/sqft
$1,410/moest. monthly cost
$56,400/yrincome needed

About This Home

This is the kind of home that makes everyday life feel a little more interesting. Inside, warm wood ceilings, hardwood floors, built-ins, and inviting living spaces give the home a personality all its own. Outside, the oversized backyard gives you room to garden, host friends, let the day slow down, or spend a quiet afternoon near the river. When you feel like getting out, downtown Waupaca is just minutes away for coffee, dinner, shopping, local events, and an easy night out without going far from home. It offers that rare mix of being close to the energy of downtown while still giving you a peaceful place to come back to. Full of charm, character, and room to enjoy life both indoors and out, this home is ready for its next chapter.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

7/10
Waupaca Middle SchoolGrades 5-81.1 mi
4/10
Waupaca High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block,Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Main
  • Dimensions: 10x11

Bedroom2

  • Level: Main
  • Dimensions: 6x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Wall Unit(s)

Dining Room

  • Level: Main
  • Dimensions: 10x11

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 878

Interior Area

  • Total interior livable area: 878 sqft

Kitchen

  • Level: Main
  • Dimensions: 10x13

Living Room

  • Level: Main
  • Dimensions: 10x11

Property

Accessibility

  • Accessibility features: Not Applicable

Details

  • Parcel number: 34 19 44 15
  • Zoning: Residential
  • Exclusions: Seller and tenant personal property

Features

  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Waupaca River

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$87$1,044
Property Taxes $242$2,904
Electricity $171$2,054
Total$1,410$16,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,342/yr
40% on housing$42,300/yr
45% on housing$37,600/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 54981$301
Waupaca County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 54981
Waupaca County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$180,000
2017-07-18Sold$65,000
2010-07-09Sold$63,000

For Sale by Agent

AgentKatie McCowen
BrokerageRE/MAX 24/7 Real Estate, LLC

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