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N3150 W Silver Lake Dr, Waupaca, WI, 54981

4beds
3baths
2,024sqft
$385,000
$190price/sqft
$2,798/moest. monthly cost
$111,920/yrincome needed

About This Home

Waterfront property just minutes from town. This 4-bedroom, 3-bath home has seen many updates, including flooring, paint, and some newer appliances. The main floor features three bedrooms, including a primary suite with a walk-in closet and private bath, all with views of the lake. You’ll also find first-floor laundry, a welcoming great room, dining area, and kitchen with ample cabinets. The lower level includes an additional finished bedroom, bath, and rec room. An attached 2-stall garage provides plenty of storage. Set on a nicely wooded lot with 65 feet of frontage on Silver Lake, this property offers a peaceful setting on a quiet no-wake lake ideal for kayaking, paddle boarding, and swimming.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Waupaca Middle SchoolGrades 5-85.2 mi
4/10
Waupaca High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Poured Concrete
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partial Fin. Contiguous

Bedroom1

  • Level: Main
  • Dimensions: 12x15

Bedroom2

  • Level: Main
  • Dimensions: 11x13

Bedroom3

  • Level: Main
  • Dimensions: 11x13

Bedroom4

  • Level: Lower
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 10x8

Family Room

  • Level: Lower
  • Dimensions: 17x13

Features

  • At Least 1 Bathtub,Cable Available,High Speed Internet,Walk-In Closet(s)
  • Fireplace features: None
  • Finished area below ground: 580
  • Finished area above ground: 1,444

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Forced Air,Central Air

Interior Area

  • Total interior livable area: 2,024 sqft

Kitchen

  • Level: Main
  • Dimensions: 10x12

Living Room

  • Level: Main
  • Dimensions: 17x17

Other

  • Level: Main
  • Dimensions: 8x5

Other

  • Level: Main
  • Dimensions: 6x8

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bath,Laundry 1st Floor

Details

  • Parcel number: 05287117
  • Zoning: Residential
  • Exclusions: Seller's Personal Property

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Silver Lake

Lot

  • Lot size: 0.75 Acres
  • Features: Wooded,Subj to Shoreland Zoning

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$186$2,232
Property Taxes $476$5,712
Electricity $190$2,282
Total$2,798$33,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,931/yr
40% on housing$83,940/yr
45% on housing$74,613/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 54981$299
Waupaca County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 54981
Waupaca County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$399,900
2007-11-09Sold$179,700
2005-06-14Sold$37,000

For Sale by Agent

AgentJoanne M Yoap
BrokerageBerkshire Hathaway HS Northern Real Estate Group

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